The invention discloses a safe POS cash withdrawal method based on
human body biological characteristic recognition and a non-repudiation technology. The method specifically comprises the steps that firstly, a camera is started to perform whole-course sound and
video recording when a service is initiated; a merchant acquires serial numbers of banknotes and recognizes character information of the serial numbers by using a terminal device; a
payment bill is generated and wirelessly transmitted to POS
machine in a short range; then a user is prompted to perform POS card swiping
payment or signature confirmation according to information of the received
payment bill; the customer identity is verified by using a face recognition and / or voiceprint recognition and / or handwritten signature
verification technology at the same time; and finally, the merchant gives the banknotes to the customer if the identity is confirmed without an error; and sound and
video recording is terminated, and the transaction is completed. According to the invention, banknote serial number recognition and
human body biological characteristic recognition technologies are applied to POS
machine card swiping and cash withdrawal for the first time, the merchant can provide a safe and convenient cash withdrawal function for customers without a need of
purchasing large
bank equipment, and a problem of difficult small-amount cash withdrawal of users in remote areas is solved.