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309results about "Signature reading/verifying" patented technology

Method for identity verification

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his / her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his / her person a device that includes an encrypted biometric for reference purposes to gain access Into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his / her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.
Owner:UNITED STATES CP LLC

Method for identity verification

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his/her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his/her person a device that includes an encrypted biometric for reference purposes to gain access Into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his/her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.
Owner:PEN ONE INC

Method for identity verification

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his / her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his / her person a device that includes an encrypted biometric for reference purposes to gain access Into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his / her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.
Owner:UNITED STATES CP LLC

System of central signature verifications and electronic receipt transmissions

A credit-card reader having a built-in digital camera for capturing a template signature and an email address on a credit card. The email address is identified by an optical character recognition program and input to an email system. A test signature is entered on a touch-pad input device and both the test and the template signatures are normalized and displayed for verification. Action buttons are provided on the display screen for enforcing the signature verification actions. The system enables the transmission of an electronic receipt selectively controlled by the customer and eliminates the needs of physically handling a credit card for signature verification and manual input or pre-registration of an email address for an electronic receipt. The computer-assisted features enables a central system of signature verification for purchase transactions at self-service check-out counters.
Owner:KUO YOU TI +1

Modular signature and data-capture system and point of transaction payment and reward system

InactiveUSRE41716E1Increase flexibilityMinimizes paper-workComplete banking machinesFinanceReward systemCompatible accessories
A modular signature and data capture device employs a standardized ISA bus, standardized communication ports, and standardized ×86 CPU architecture to promote flexibility in using past, present, and future software and accessories. A VGA-caliber backlit LCD is superimposingly combined with a pressure touch pad that is useable with a passive stylus. The LCD displays pen drawn signatures and graphics in real-time, and can display images and data stored in the device, or downloaded from a host system, including advertisements. The LCD can also display menus, device instructions, virtual pressure-sensitive data keys, and control keys. The device includes a built-in a three-stripe magnetic card reader unit. The device accepts PCMCIA-compatible accessories including solid state memory units and smartcards, and is compatible with plug-in accessories including an external PIN keypad entry unit, a fingerprint unit, an omnibus unit including a printer and check processor in addition to a fingerprint unit. Security is provided by DES-encrypting PIN data and / or using Master / Session and / or DUKPT key management, or by using fingerprint token data as a PIN. The invention may be used to conduct paperless transactions in which the merchant is paid in realtime. Further, merchant purchase profiles may be generated on a per-user basis to promote more effective advertising.
Owner:SYMBOL TECH LLC

Electronic Transaction Verification System

An electronic transaction verification system for use with transaction tokens such as checks, credit cards, debit cards, and smart cards that gathers and transmits information about the transaction token and biometric data. The system preferably has the ability to read or scan transaction and account information printed or encoded on the transaction token, digitally encode biometric data, scan drivers' licenses or other identification cards, and take a signature of a customer, all at a transaction location for purposes of account verification. The electronic transaction verification system preferably digitizes various indicia of the token, such as the magnetic ink (MICR) line on a presented check or the magnetic strip on a credit card or debit card, and transmits the transaction information data to a central processing system, at which the central processing system compares the inputted data with an existing database of information to determine if the customer at the point of the transaction is in fact authorized to use the account, and if the account is in satisfactory condition for approval of the transaction. The electronic verification system includes a biometric data device for recording and / or transmitting biometric data taken at the transaction location. The electronic transaction verification system can be used in conjunction with a tokenless transaction processing system to determine if the token presented for payment is associated with an account established for an authorized user that has registered with the tokenless transaction processing system.
Owner:BIOMETRIC PAYMENT SOLUTIONS

Method for identity verification

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his / her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his / her person a device that includes an encrypted biometric for reference purposes to gain access into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his / her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.
Owner:UNITED STATES CP LLC

Signature input apparatus and a signature verification system

PCT No. PCT / JP97 / 02403 Sec. 371 Date Mar. 23, 1998 Sec. 102(e) Date Mar. 23, 1998 PCT Filed Jul. 10, 1997 PCT Pub. No. WO98 / 05001 PCT Pub. Date Feb. 5, 1998The object is to improve the accuracy of signature input and signature verification and improve security by causing the handwriting of a signature to disappear by itself. The signature verification system includes a signature input apparatus 1 and a signature verifying apparatus 6. Signature input apparatus 1 has an externally charged type liquid crystal sheet 2 which has an underside being adhesive and is placed on a coordinate input unit 3. When a dedicated pen 5 having the function of applying static charge onto this liquid crystal sheet 2 is used to write a signature, the handwriting of the signature is liquid crystal representation on the display area of liquid crystal sheet 2 and this handwriting of the signature will disappear by itself after a predetermined period of time. Further, signature verifying apparatus 6 reads the handwriting coordinate information of a signature output from coordinate input unit 3 for detecting the handwriting coordinate information of a signature and verifies this handwriting coordinate information with the handwriting coordinate information of signatures which have been registered beforehand.
Owner:PILOT PEN CO LTD

Method for identity verification

The method for identity verification employs biometric technology. Positioned at the center of the system is a stylus with any of a number of biometric properties or their combination or with one or more metric sensors, while the customer uses the stylus to sign his / her name, or even for writing anything. The identity verification system is used at point-of-sale terminals, in various closed environments, to access a computer network, in applications involving pen-based computers and smart-pens, and for e-commerce. When fingerprint sensors are used, the sensors are positioned in the stylus grip, one sensor for the index finger, and a second sensor for the thumb. In one variation, one-to-one biometric matching is used. Each participant carries on his / her person a device that includes an encrypted biometric for reference purposes to gain access Into the system. Processing is simplified since the system need only make a “MATCH” or “NO MATCH” decision. In a second variation that is particularly useful in closed environments, one-to-many biometric matching is used. During each event access request, the community of reference prints is searched for a match with the applicant. Each member of the community need carry nothing on his / her person to participate in the system. In either variation, the stylus is either attached to each site or is portable, one such stylus being carried by each participant.
Owner:UNITED STATES CP LLC

Video-based biometric signature data collecting method and apparatus

Disclosed are a method, an apparatus, and a computer recording medium for video-based handwriting input for biometric Signature Data Collecting. The invention is implemented by finding out all of the relative positions among all light points of light sources when all light sources mounted on a stylus are turned ON; capturing an image including effective strokes and digital data of pen pressure with a digital camera, when a user writes on a writing surface with a stylus having a light source (e.g. LED) indicating x-y coordinates of strokes, said images are time-stamped; wherein the stylus comprising a micro-switch, when the stylus touches the writing surface, the micro-switch is turned on to let the light source indicating x-y coordinates of strokes ON and generate a “light point”; and extracting effective stroke images and digital data of pen pressure by comparing the captured images with the light point on the stylus. Moreover, the invention discloses a low-cost, wireless method and apparatus for handwriting input which enables a user to write on a paper without a touch sensor provided for a computer system equipped with an embedded digital camera.
Owner:IBM CORP
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