30results about How to "Reduce customer acquisition costs" patented technology

The invention discloses a personal credit ecological platform, which is structured by a display layer, a middle layer and a data layer; the display layer is a front client platform, the middle layer is a background service platform, and the data layer is a data warehouse system; the whole ecological platform consists of a management end, a personal credit module, a merchant module, a payment flow, and a mobile APP. The platform data base is deep, the data quality is alive, the accuracy is high, the scale is wide, and the time track is rich, the data volume is huge and the dimension is wide. The platform deeply excavates the personal credit data, realizes the credit evaluation, provides the complete personal credit status, realizes the personal credit tracking management, and further controls the risk; besides, the client complaint procedure is added. The platform achieves the recommendation of potential and sustainable developed individual client for merchant users, and realizes the bidirectional push.

According to an embodiment of the present invention, techniques are disclosed for providing promotions to users of communication networks, such as the Internet. Information related to a plurality of promotions, including promotions information and rules associated with the promotions, are stored at a promotions management system. The promotions management system receives a query from a vendor system requesting promotions to be shown to a user browsing a particular item at the web site of the vendor. The promotions management system responds to the query by determining a set of promotions to be presented to the user based on the information contained in the query, the information related to the promotions, and other information accessible to the promotions management system. The promotions in the set of promotions are then presented to the user.

The present invention includes systems and methods employing branded virtual characters across multiple network platforms throughout various stages of complex transactions (eg, selling insurance). These characters initially engage prospective customers on a network platform, such as a social network, and persist over time across other network platforms (eg, university and company websites) to educate consumers until they are ready to purchase—from their “trusted advisor”—particular products and services offered by various providers. Even after completing transactions, these characters continue to provide various services, such as notifying a customer whose circumstances have changed of a relevant product or service, while remaining available to answer questions and provide information upon demand. By employing a semi-automated model, the system of the present invention can answer many questions via predetermined vignettes and automated answers generated by expert systems, while still utilizing live human experts (often transparently) when necessary.

One embodiment of the invention is a financial services information service that allows financial service customers to securely post their financial needs and to impart instructions pertaining to suppliers of financial services reviewing said needs. Intending to identify new transactions and acquire new customers, financial service providers review needs posted by costumers in the customer database. Providers select the entries of interest and can purchase the legal names of customers associated with specific needs. Business method intends fee charges to be attractive to providers of financial services in view of typical customer acquisition costs and to promote selectivity and to avoid abuses by providers. For additional fees providers can also send high customized messages to potential customers in order to maximize attractiveness of initial contact. Invention also creates a ratings and review method intended to differentiate providers and reward financial services providers worldwide committed to excellent service. Customers remain empowered during the process by selecting and excluding providers accessing information about their posted needs and ultimately deciding which providers will obtain their contact information. The system provides a method for the customers and providers to communicate and for third parties to advertise.

The invention discloses a sharing method for financial product invitation activities. The method comprises: displaying a first activity interface, wherein the first activity interface comprises a sharing activity and an invitation icon corresponding to the sharing activity; responding to an invitation icon triggered by a user; generating shared information, wherein the sharing information comprises page request information; wherein the page request information points to a registration interface; the registration interface can be opened on the client to guide a user to complete user registration of the financial product through the registration interface, establishes connection with a sharing channel specified by the user, publishes the sharing information through the sharing channel, and determines a reward value for the user after the sharing information is published. According to the method, after the user triggers the invitation icon of the sharing activity and publishes the sharinginformation, the reward value for the user to complete the sharing activity is determined, so that the user can be encouraged to complete the sharing activity through reward measures to invite more users to register, the customer obtaining cost is reduced, and the user registration amount is increased.

The invention discloses a man-machine cooperation controllable intelligent voice call-out method and an intelligent call-out robot platform. A seat can be monitored and managed by adopting various means. For a simple call-out scene, only the task process can be monitored; for an call-out scene needing high manual intervention degree, management can be carried out in the modes of viewing a call text, monitoring call content and the like, and when necessary, a manual insertion mode can also be adopted to take over a conversation. Various rich management means greatly improve the application range of the voice robot so as to solve the problems that the call-out call process of an intelligent voice robot of an enterprise cannot be monitored and manual intervention is not easy to carry out at present, better user experience is brought through optimal control over the call process and content of the intelligent voice robot, the order forming rate of marketing calls is improved, and the enterprise cost is reduced.

The invention discloses a financial product new user invitation method which comprises the steps that an inviter client receives operation of an inviter to generate new user registration guide information, the inviter is a registered user of a financial product, and the new user registration guide information comprises user information and page request information of the inviter; the server receives new user registration guide information sent by any invitee client, analyzes the user information of the inviter according to the new user registration guide information, transmits registration page content to the invitee client according to the page request information; meanwhile, the association between the invitee client and the inviter is established to monitor a page request from an invitee client; and after the invitee client completes uploading of the registration information of the new user, association between the new user and the inviter is established to monitor operation statesof all the new users associated with the inviter for the financial product, and an award value for the inviter is determined according to a statistical value of each new user in each operation state.

The invention relates to the technical field of Internet, and discloses an Internet group-combining shopping method, which at least comprises the following steps: establishing a commodity group-combining mode, and setting a group-combining purchase entrance; acquiring purchase information of a group-combining purchase entrance triggered by a user in real time, wherein the purchase information at least comprises a group-combining ID, the number of purchasers and commodity information; calculating the prepayment amount of the user according to the number of purchasers and the commodity information, collecting the prepayment amount, and determining a group by the user; the grouping time and the number of purchasers are monitored, grouping is completed, and the prepayment amount of the last grouping user is calculated to serve as the purchase amount; calculating the difference between the prepayment amount of each user and the purchase amount, and returning the difference to the corresponding user account; providing the purchased commodity for the user; according to the method and the system, the problem of insufficient fission power of an existing group sharing shopping method is effectively solved, the customer obtaining cost of an operator is reduced, and meanwhile, the user can obtain more discount discounts.

The invention provides a split type intelligent sound box and a commercial mode thereof. The intelligent sound box adopts a split type structure mode; in addition, the indoor end and the mobile end can work at the same time in a split state to respectively finish an interaction function; an indoor end sound box main body and a mobile end mobile sound box are respectively connected by using a network; the service background can collect user demands through a microphone and give feedback through a loudspeaker; a mobile terminal mobile sound box is small in size and light in weight, is provided with a rechargeable mobile power supply and an Internet of Things card, has accurate positioning and one-key alarm functions while meeting the audio content requirements of daily life, study, entertainment and the like of people, not only provides anti-lost safety service, but also is convenient, flexible and portable.

The invention discloses a product trading method, device and electronic commerce platform based on a reverse auction technology, wherein the method comprises the following steps of: receiving a product reverse auction application triggered by a first user, obtaining product auction information input by the first user, and publishing the product auction information or sending the product auction information to a potential second user; receiving an auction application triggered by the second user having the auction qualification according to the published product auction information or the received product auction information, obtaining auction related information input by the second user, and displaying the auction related information to the first user; and, receiving a related protocol signed by the first user and a target second user, so that the first user and the target second user complete product trading according to the related protocol. By means of the scheme, effective integration of product resources can be realized; the product trading efficiency is increased; the product purchaser cost is reduced; the user retention rate of the electronic commerce platform is increased; and the customer obtaining cost is reduced.

The invention discloses a method, device and equipment for mining potential customers and a readable storage medium. The method comprises the following steps: determining a demand reference value between users according to a preset threshold value, then calculating the potential click frequency of each user on an appointed lending platform according to the demand reference value between the users,determining the demand degree of each user on the appointed lending platform according to the potential click frequency, and determining the user with the demand degree greater than the preset threshold value as a potential client. Compared with the prior art, customers having requirements on the lending platform can be mined from the social network according to the interaction records of the users, so that advertisements can be directionally released to the users having requirements, the accuracy of advertisement release is improved, and the customer acquisition cost of the lending platformcan be effectively reduced.

The invention discloses a potential customer recommendation system and recommendation method based on enterprise tags. The system comprises a customer information management module, a customer tag management module, a customer recommendation module and a customer management module. The recommendation method comprises the steps of data crawling and storage, data cleaning, label extraction and cleaning, user labeling, graph data structure construction, calculation of relevancy of a client vertex relative to a user vertex, calculation of recommendation accuracy, selection of a trained data modelwith high accuracy to be deployed on a server, and client recommendation. According to the system and the method disclosed by the invention, the enterprise label is extracted more comprehensively by utilizing a distributed big data processing technology, so that the enterprise is described more comprehensively by using the label, the relationship between the interest label of the user and the enterprise label is established more accurately, and a recommendation result is more accurate.

The invention provides a credit product selection system and method based on the Internet. The method comprises the following steps: pre-storing basic information of a client, account information andlimit information of the client, a plurality of risk control models and credit threshold information of each fund party; wherein each client has a credit account of at least one capital party established for the client in advance, and each credit account has at least one credit limit; receiving a payment application, and calling each risk control model to judge a fund party of a credit threshold which can be reached by a client initiating the payment application; Screening out a target credit account matched with the amount of the payment application from the credit accounts of the capital parties owned by the client; And using the target credit account to respond to the payment application, and carrying out payment. The problem that a client in a payment scene is difficult to select an appropriate credit product for payment is solved, the user experience is improved, and meanwhile, the enterprise customer acquisition cost of a fund party is reduced.

The invention provides a resource allocation method and device based on an activity task and electronic equipment, and the method comprises the steps: generating an invitation code and enabling the invitation code to be correlated with a user when the confirmation information that a client participates in a sharing activity of an activity page is received; generating an invitation URL according tothe invitation code, wherein the invitation URL comprises the invitation code and a new user guide page addres; pushing a sharing page to the client, wherein the sharing page is used for guiding theuser to send the invitation URL to other users; monitoring an invitation code and page submission information returned by the new user guide page; judging the completion condition of the user for theactivity task, and determining a resource allocation strategy according to the completion condition of the user for the activity task; and performing resource allocation on the user according to the determined resource allocation strategy. According to the method provided by the invention, the resource allocation management can be more effectively carried out, the resource allocation cost is reduced, and the MGM (Member Get Member) conversion rate is also improved.

The invention relates to a method for opening a store. According to the method, any type of website can be easily changed into a store with a shopping function; any offline place can be realized. No matter how large site area is, no matter how many the goods are placed, a commodity object / commodity outer packaging box or an object picture / outer packaging box picture is placed; or the nameplate orthe advertisement billboard only containing the manufacturer name / the commodity name / the trademark picture / the sales website or containing the two-dimensional code of the sales website link becomes astore with a shopping function, and the consumer can complete commodity browsing and order placing shopping activities in the store. Compared with the traditional sell places, the system enables the supply quantity of the sell places to be increased exponentially, enables manufacturers / dealers to open the sell places more easily, and enables consumers to shop more conveniently.

The invention discloses a novel retail method and a novel retail system, which are characterized in that through the application of an offline scene, when a user decides to purchase required commodities and services, the user does not select online first, and the application program of the invention does not violate the intention of the user to supervise the consumption and can realize the user sharing of different industries.

The invention provides a user sharing joint selling packaging method. A product A and a product B are combined into a group of joint selling parties; an entrance two-dimensional code through which a user terminal can log in the online shopping system of the product B by scanning a code is printed on a packaging material of the product A; an entrance two-dimensional code through which a user terminal can log in the online shopping system of the product A through code scanning is printed on a packaging material of the product B; and the product A and the product B share users and are mutually drained to each other. According to the application, low-cost product joint sale can be realized, the anti-counterfeiting strength can be enhanced, and the anti-counterfeiting cost can be reduced.

The invention provides a mutual-aid drainage product packaging method, which comprises the following steps of: combining a product A and a product B into mutual-aid two parties, setting a consumption code for purchasing the product B on a packaging material of the product A, and setting a consumption code for purchasing the product A on a packaging material of the product B. According to the packaging method, product drainage can be carried out on the opposite side, so that the opposite side can carry out product drainage on the own side. According to the packaging method, the anti-counterfeiting strength can be effectively enhanced, and the anti-counterfeiting cost is reduced.

The invention provides a mutual-aid drainage anti-counterfeiting / tracing package. The package comprises a product packaging material and a cancellation code, the cancellation code is arranged on the product packaging material, and the product packaging material is provided with an entrance two-dimensional code for the user terminal to log in the online shopping system of the opposite side; wherein the cancellation code is stored in an online shopping system database of the opposite side; according to the package, product drainage can be carried out on the opposite side so that the opposite side can be replaced for product drainage of the own side, mutual drainage and mutual help of the two sides are achieved, selling is promoted, the anti-fake strength can be effectively enhanced, and the anti-fake cost can be effectively reduced.

The invention relates to an automatic response method based on power transaction, a terminal and a storage medium. The automatic response method comprises the following steps: S101, merging similar questions or inserting knowledge points in a knowledge base through created questions, question keywords and user instructions; s102, setting weights for user type parameters corresponding to the knowledge points, and performing word segmentation and obtaining the user type parameters according to the received user question; s103, screening matched knowledge points from the knowledge base according to the segmented words, sorting the knowledge points through user type parameters corresponding to the user question sentences and weights corresponding to the user type parameters of the knowledge points, and obtaining an optimal result; and S104, replying the user question according to the recommendation response corresponding to the optimal result. According to the method, the customer service number is reduced, the labor cost is reduced, a large number of users can be coped with, the reply efficiency is high, the reply speed is high, the service efficiency and the user experience are improved, and the customer obtaining cost is reduced.

The invention discloses a delivery system and method for getting through mutual drainage of different member systems, and the system mainly consists of a merchant member module, a business district joint member module, and a joint member card system. The joint membership card system is divided into an access module, a membership card module, an order module, a settlement module and a data storagemodule. The invention discloses a delivery system and method for getting through mutual drainage of different member systems, belongs to the field of merchant member systems, and is based on a mobileinternet technology, a payment technology, a joint membership card identification technology and a data transmission technology between different software. The invention provides a business district member and transaction interconnection and intercommunication system and method based on a joint membership card identification technology. According to the invention, the shared membership cards are jointly issued by merchants, and the rights and interests of the members are released, so that the members are attracted and mutually guided for combined operation.

The invention provides an intelligent restaurant service SaaS platform system for constructing multiple scenes based on multiple business requirements, and relates to the field of catering industry service systems. The intelligent restaurant service SaaS platform system for constructing the multiple scenes based on the multiple business requirements comprises an operation classification and output module, the operation classification and output module is connected with a cashier and ordering service module, the cashier and ordering service module is connected with a customer and preference collection module and a kitchen and renewal operation module, and the customer and preference collection module is connected with the kitchen and renewal operation module. And the operation classification and output module, the cashier and ordering service module and the kitchen and renewal operation module are all connected with the later maintenance and management module. Therefore, the accuracy is good, the advertisement conversion rate can be improved, marketing creative space, scene marketing and advertisement technology combination such as data analysis and user behavior analysis are provided for marketing personnel, and enterprises are further helped to know life characteristics of consumers and establish a long-term mutual cooperation and mutual dependence relationship with the customers.

The present invention discloses an automobile maintaining and beautifying system and a method thereof. The system mainly comprises a registration module, a login module, an information publishing module, a personal center module, a reservation service module and a maintenance after-sale module, wherein the information publishing module publishes the information according to the automobile market demands, collects the interested information and informs the illegal information, and the main functions of the personal center module are to manage the published information, authenticate (the individual persons and the companies), maintain the account information and mange the chat recording. By adopting the method, the activities, the information and the public praises of various maintenances can be contacted and communicated in advance, thereby achieving the activity advancing purpose. According to the embodiments of the present invention, the orders can be brought to the maintenance factories, the cost of obtaining the customers is reduced, at the same time, the vehicle owners do not worry about the automobile maintenance.

The invention discloses a vehicle insurance mode for charging based on rated usage amount within an insurance period. The mode is that a package is formulated based on a basic insurance strategy, thatis, an insurance company uses a vehicle-mounted terminal to collect vehicle use information in an insurance period, whether the vehicle is in a use state is judged, and responsibility of paying insurance premium is undertaken in a rated use amount range corresponding to the package, wherein the basic premium rate is P1, the package premium rate is P2, P2 is equal to alpha P1, and alpha is a usageamount coefficient. According to the invention, the package with a certain rated usage amount within the insurance period is formulated, and the insurance rate is correspondingly adjusted, so that the requirements of different users for different usage amounts of vehicles can be met; and after being combined with the UBI for application, the system also has the advantage of UBI insurance. In conclusion, the purposes of reducing the customer obtaining cost, the channel cost and the compensation risk of an insurance company, promoting the insurance company to reduce the autonomous pricing coefficient, and enabling the vehicle owner to obtain actual discount can be realized, and the vehicle insurance mode is an excellent and advanced insurance product.

The invention discloses a membership system mobile payment system and method. The system comprises a part end, a recommendation end and a central system. According to the system, a membership system is adopted, an electronic wallet is opened for each part, the parts can charge cash with the balance of the electronic wallet for payment, the system extracts rebate points for consumption of each part and is used for rewarding a part recommender or a merchant recommender, and when a customer uses a part end for payment, if the customer is not a part, the system automatically opens the part for the customer, so that the customer can be rewarded. The system extracts recorded consumption data, generates a consumption red envelope and sends the consumption red envelope to customers. According to the invention, commercial tenants and customers are automatically developed into parts through payment, sharing of consumption data between the commercial tenants is realized, and the customers receive consumption red envelopes every time consumption is carried out.

The invention discloses a group buying method and system for guiding customer flow for entity merchants, a storage medium and a terminal. The group buying method comprises the following steps: an online platform obtains group opening information issued by merchants, and the group opening information comprises the types of commodities, the number of commodities, the price of the commodities, the number of persons participating in the group, and the number of successful group buying persons; the online platform obtains customer group joining information in real time; when the number of customers meets the number of people participating in the group, the offline and online platforms randomly determine customers who successfully participate in the group; the customers who successfully participate in the group cancel the order after verification in the store, and the customers who do not successfully participate in the group obtain certain rewards. According to the method, the problem of insufficient fission power of an existing method for guiding and propagating and popularizing products by entity merchants is well solved, wherein the customer obtaining cost of the entity merchants is reduced, and a new online and offline interaction mode between the merchants and customers is constructed; meanwhile, the customers who successfully participate in the group can obtain more discounts, and the customers who do not successfully participate in the group can also obtain flow contribution rewards participating in the activity, so that the stickiness between the customers and merchants is higher.

The present invention provides an intelligent number selection method and system for an outbound call, wherein the method includes: sending a request to the background server to obtain the number selection rule; when an agent makes an outbound call or an automatic outbound call, specify any number selection rule, and according to the number selection rule and the internal and external database The parameters of the displayed number in the displayed number pool determine the initial displayed number from the displayed numbers in the internal and external displayed number pool of the database to initiate an outbound call; obtain the outbound call information and send the outbound call information to the message queue; process the outbound call information , to get the latest statistical data; based on the latest statistical data, update the parameters of the explicit number in the database's internal and external explicit number pool; the system based on the intelligent number selection method during outbound calls can select the explicit number more flexibly and intelligently, and get rid of the previous targeting of agents. The method of configuring a fixed external number or manually configuring an external number by the management personnel according to the report improves the work efficiency of the management personnel, reduces the cost of outbound calls and customer acquisition of the enterprise, and improves the operational efficiency of the enterprise.

The invention discloses a channel adjustment method and device based on a resource continuous input rate prediction model. The method comprises the following steps: acquiring historical user information of each link of a resource guarantee product; training a resource continuous input rate estimation model according to the historical user information; obtaining user information of each channel; inputting the user information of each channel into the resource continuous input rate prediction model to predict the resource continuous input probability of each channel user; adjusting a use strategy of the channel according to the resource continuous input probability of each channel user. The invention does not need to perform earlier-stage trial on the channels, can predict the resource continuous input probability of each channel user through collecting the user information of each channel, can adjust the channel use strategy in time, and reduces the customer obtaining cost.