The embodiment of the invention provides a traffic accident processing method, a system and a server. As the embodiment of the invention receives the traffic accident scene information, obtaining thespecified incident analysis model, accident analysis model based on assignment, according to the traffic accident scene information, generating traffic accident liability identification information, Ability to use a specified incident analysis model, there is no need for traffic policemen and insurance personnel to go to the scene to investigate, no traffic accident personnel are required to waitat the scene, on the one hand, it saves manpower cost, so that the accident processing time is reduced, so that the accident processing speed is improved, on the other hand, the waiting time of the traffic accident personnel is greatly reduced, so that the traffic accident personnel without serious hindrance can leave the accident scene quickly, traffic congestion is avoided or the congestion timeis shortened, and the problem of high human cost and more time-consuming of the traffic accident processing flow in the prior art is solved to a certain extent.