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5392 results about "Near field communication" patented technology

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Near-field communication (NFC) is a set of communication protocols that enable two electronic devices, one of which is usually a portable device such as a smartphone, to establish communication by bringing them within 4 cm (1¹⁄₂ in) of each other.

Wireless smart card and integrated personal area network, near field communication and contactless payment system

InactiveUS20090143104A1Acutation objectsPayment architectureSecure communicationTransceiver

A wireless smart card having a personal area network transceiver, such as a Bluetooth transceiver, to couple the wireless smart card with a mobile communication device, and a near field communication (NFC) and radio-frequency identification (RFID) transceiver to couple the wireless smart card to a wireless transaction device, and a transponder with a secure element to allow secure communications between the mobile communication device with the wireless smart card and the wireless smart card and the wireless transaction device is described. The wireless smart card allows, for example, contactless payment through a Bluetooth-enabled mobile communication device without modification to the mobile communication device.

Wireless smart card and integrated personal area network, near field communication and contactless payment system

Wireless smart card and integrated personal area network, near field communication and contactless payment system

Wireless smart card and integrated personal area network, near field communication and contactless payment system

Owner:WIRELESS DYNAMICS

System and method for processing peer-to-peer financial transactions

InactiveUS20100078471A1Reduce eliminateComplete banking machinesFinancePaymentFinancial transaction

Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.

System and method for processing peer-to-peer financial transactions

System and method for processing peer-to-peer financial transactions

System and method for processing peer-to-peer financial transactions

Owner:APPLE INC

Peer-to-peer financial transaction devices and methods

ActiveUS20100082481A1Reduce eliminateTelevision system detailsFinancePaymentFinancial transaction

Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.

Peer-to-peer financial transaction devices and methods

Peer-to-peer financial transaction devices and methods

Peer-to-peer financial transaction devices and methods

Owner:APPLE INC

System and method for simplified control of electronic devices

InactiveUS20100081375A1Near-field transmissionNon-electrical signal transmission systemsRadio-frequency identificationElectronic equipment

Systems, methods, and devices for simplified control over electronic devices are provided. For example, a method for controlling a variety of electronic devices using another single electronic device may include receiving control information associated with a controllable electronic device via near field communication, determining a control scheme for controlling the controllable electronic device based on the control information, and controlling the controllable electronic device using the determined control scheme. The control information may be received from a near field communication interface of the controllable electronic device or from a radio frequency identification tag associated with the controllable electronic device.

System and method for simplified control of electronic devices

System and method for simplified control of electronic devices

System and method for simplified control of electronic devices

Owner:APPLE INC

Onetime passwords for smart chip cards

ActiveUS8095113B2Unauthorised/fraudulent call preventionEavesdropping prevention circuitsDisplay deviceFinancial transaction

A financial transaction card is provided according to various embodiments described herein. The financial transaction card includes a card body with at least a front surface and a back surface. The financial transaction card may also include a near field communications transponder and / or a magnetic stripe, as well as a digital display configured to display alphanumeric characters on the front surface of the card body. The financial transaction card may also include a processor that is communicatively coupled with the near field communications transponder or magnetic stripe and the digital display. The processor may be configured to calculate one-time passwords and communicate the one-time passwords to both the near filed communications transponder or magnetic stripe and the digital display.

Onetime passwords for smart chip cards

Onetime passwords for smart chip cards

Onetime passwords for smart chip cards

Owner:FIRST DATA

Managing an access account using personal area networks and credentials on a mobile device

InactiveUS20060183462A1Near-field transmissionUnauthorised/fraudulent call preventionAccess networkRelevant information

A system, apparatus, and method are directed towards automatically managing an access account at an access point using near field communications and credentials stored on a mobile device. The mobile device receives, out-of-band, information for use in creating an account for accessing network resources from the access point. As the mobile device is brought into proximity with the access point, a wireless network connection is established using a near field communication (NFC) protocol. The information, which may include a user credential, account information, and so forth, is communicated to the access point. The access point employs the information to establish an account and create an environment from which access to the network resources may be obtained. Upon termination, the access point removes from itself any user specific data. The access point may provide also session related information useable in billing the user of the mobile device.

Managing an access account using personal area networks and credentials on a mobile device

Managing an access account using personal area networks and credentials on a mobile device

Managing an access account using personal area networks and credentials on a mobile device

Owner:NOKIA CORP

Apparatus and method using near field communications

ActiveUS20080238610A1Frequency-division multiplex detailsDigital data processing detailsComputer hardwareNear field communication

A near field communications enabled mobile communication is used to provide or receive information.

Apparatus and method using near field communications

Apparatus and method using near field communications

Apparatus and method using near field communications

Owner:TAMIRAS PER PTE LTD LLC

Portable point of purchase devices and methods

InactiveUS20100082485A1FinanceVisual presentationCommunication interfacePayment

Systems, methods, and devices for conducting sales transactions are provided. Embodiments include handheld, portable, electronic, point of purchase devices configured to acquire identification information from articles to be purchased, to determine a purchase price, and to acquire payment information for the purchase price. The point of purchase devices may include one or more input devices such as a near field communication device, a camera, a scanner, and a biometric sensor for acquiring the identification information and/or the payment information. In some embodiments, the near field communication device may be detachable from the point of purchase device. The point of purchase devices also may contain communication interfaces, such as a near field communication interface, a local area network interface, a short message service interface, and a personal area network interface, for transmitting the information to an external server.

Portable point of purchase devices and methods

Portable point of purchase devices and methods

Portable point of purchase devices and methods

Owner:APPLE INC

Group peer-to-peer financial transactions

InactiveUS20100078472A1Reduce eliminateComplete banking machinesFinancePaymentInternet privacy

Various techniques are provided for carrying out peer-to-peer financial transactions using one or more electronic devices. In one embodiment, a request for payment is transmitted from a first device to a second device using a near field communication (NFC) interface. In response to the request, the second device may transmit payment information to the first device. The first device may select a crediting account and, using a suitable communication protocol, may communicate the received payment information and selected crediting account to one or more external financial servers configured to process and determine whether the payment may be authorized. If the payment is authorized, a payment may be credited to the selected crediting account. In a further embodiment, a device may include a camera configured to obtain an image of a payment instrument. The device may further include an application to extract payment information from the acquired image.

Group peer-to-peer financial transactions

Group peer-to-peer financial transactions

Group peer-to-peer financial transactions

Owner:APPLE INC

Smart menu options

InactiveUS20100082445A1Maximize the benefitsHand manipulated computer devicesFinanceContext basedHuman–computer interaction

Systems and methods are provided that allow for a portable electronic device to provide smart menus to a user based on a context of a transaction. Specifically, the method of using a portable electronic device may include opening a near field communication (NFC) channel with a point-of-purchase device and providing a smart menu based on a determined context. The portable electronic device may be configured to determine the context based at least in part upon acquiring sales transaction information for the point-of-purchase device. Additionally, the portable electronic device may be configured to determine the context based at least in part upon acquiring vendor identification information.

Smart menu options

Smart menu options

Smart menu options

Owner:APPLE INC

Method and apparatus for implementing near field communications with a printer

InactiveUS20130215467A1Near-field transmissionNetwork topologiesPrint mediaComputer printing

Aspects of the disclosure provide systems, methods, and apparatuses for leveraging near field communications (NFC) in conjunction with printer devices. Examples of the disclosure provide for novel methods of interfacing with printers configured to use near field communications using NFC enabled readers and output media. Examples include using a smart phone to access data stored on an NFC tag associated with the printer. The data provided by the NFC tag may include printer status information, printer configuration information, network information, or other data relating to operation and maintenance of the printer. The printer may also encode the NFC tag dynamically, including encoding data to NFC tags included on print media. The printer may encode an NFC tag associated with media with a variety of information in support of various use cases.

Method and apparatus for implementing near field communications with a printer

Method and apparatus for implementing near field communications with a printer

Method and apparatus for implementing near field communications with a printer

Owner:ZIH CORP

Secure credit card with near field communications

ActiveUS7128274B2Facilitate communicationIncrease speedAcutation objectsMemory record carrier reading problemsComputer hardwareCredit card

A near field communication device included in a secure transaction card provides an addition and / or transitional communication link for communicating secure transaction information. The near field communication device may be selectively engaged or disengaged and, when engaged, either active or passive modes of operation of the near field communication device can be selected. in the active mode, secure transaction information is transmitted upon establishment of a communication link with a complementary near field communication device. In the passive mode, secure transaction information is transmitted upon interrogation from a complementary near field communication device. Secure transaction information is generated and stored for transmission in a memory and at least a portion of the memory is erased or nulled upon transmission or upon expiration of a selected period of time.

Secure credit card with near field communications

Secure credit card with near field communications

Secure credit card with near field communications

Owner:EBAY INC

Payment or other transaction through mobile device using NFC to access a contactless transaction card

ActiveUS20140138435A1Payment architectureVerifying markings correctnessComputer hardwarePayment

A mobile device utilizes an embedded near field communication (NFC) capability to interact with a contactless transaction card to automatically obtain information from the card, e.g. reducing or eliminating the burden of manual user entry of the account information or the like into the mobile device. The mobile device, for a financial account transaction example, may read the information from the card at the time of a transaction, e.g. to facilitate an on-line purchase, an in-store purchase, ATM transaction or the like. The mobile device may store the information from one or more contactless transaction cards, for use in future transactions of various types. The mobile device and/or a server in communication with the mobile device may track various user activities on the mobile device that also utilize information obtained from the contactless transaction card.

Payment or other transaction through mobile device using NFC to access a contactless transaction card

Payment or other transaction through mobile device using NFC to access a contactless transaction card

Payment or other transaction through mobile device using NFC to access a contactless transaction card

Owner:CELLCO PARTNERSHIP INC

Onetime passwords for smart chip cards

ActiveUS20090200371A1Unauthorised/fraudulent call preventionEavesdropping prevention circuitsDisplay deviceFinancial transaction

A financial transaction card is provided according to various embodiments described herein. The financial transaction card includes a card body with at least a front surface and a back surface. The financial transaction card may also include a near field communications transponder and/or a magnetic stripe, as well as a digital display configured to display alphanumeric characters on the front surface of the card body. The financial transaction card may also include a processor that is communicatively coupled with the near field communications transponder or magnetic stripe and the digital display. The processor may be configured to calculate one-time passwords and communicate the one-time passwords to both the near filed communications transponder or magnetic stripe and the digital display.

Onetime passwords for smart chip cards

Onetime passwords for smart chip cards

Onetime passwords for smart chip cards

Owner:FIRST DATA

Secure NFC data authentication

ActiveUS20140256251A1Near-field systems using receiversPayment architectureTransceiverWireless transceiver

A mobile device includes a wireless transceiver, a host processor, a secure element (SE), and a near field communication (NFC) system having an NFC transceiver and an NFC controller implementing a contactless front end. The contactless front end routes a near field communication related to a payment transaction between the NFC system and the SE without going to or from the host processor. The contactless front end routes a near field communication not related to a payment transaction, but requiring a security function, between the NFC system and the SE without going to or from the host processor. The contactless front end routes a near field communication not related to a payment transaction, and not requiring a security function, between the NFC system and host processor without going to or from the SE.

Secure NFC data authentication

Secure NFC data authentication

Secure NFC data authentication

Owner:CELLCO PARTNERSHIP INC

Smartcard and magnetic stripe emulator with biometric authentication

InactiveUS20070131759A1Cost effectiveAcutation objectsPayment architectureData setComputer science

A handheld unit which is capable of emulating a plurality smartcards or magnetic stripe cards. The unit has the capability of storing a plurality of data sets representing a plurality of accounts. The unit is equipped with a near field communications interface that can emulate a smartcard interface that is capable of communicating with smartcard readers at POS or ATM terminals, or anywhere else a smartcard may be utilized. The unit is equipped with a biometric sensor to positively verify an authenticated user

Smartcard and magnetic stripe emulator with biometric authentication

Smartcard and magnetic stripe emulator with biometric authentication

Smartcard and magnetic stripe emulator with biometric authentication

Owner:X CARD HLDG

Mobile payment adoption by adding a dedicated payment button to mobile device form factors

InactiveUS20100023449A1FinancePayment architectureBiological activationMobile device

Embodiments presented herein generally relate to a novel mobile device containing a near field communication (NFC) component. In embodiments, the mobile device includes a payment user interface device. The payment user interface device may be a button on a keypad or may be an icon on a user interface. In embodiments, only after activating, by depressing or selecting, the payment user interface device can allow a user to use the NFC component. In embodiments, the NFC component is powered off until the activation of the payment user interface device.

Mobile payment adoption by adding a dedicated payment button to mobile device form factors

Mobile payment adoption by adding a dedicated payment button to mobile device form factors

Mobile payment adoption by adding a dedicated payment button to mobile device form factors

Owner:FIRST DATA

System and method for simplified resource sharing

ActiveUS20100082784A1Digital computer detailsData switching networksComputer hardwareShared resource

Systems, methods, and devices for simplified resource-sharing with electronic devices are provided. For example, a method for using at least one resource of a variety of electronic devices from another electronic device may include receiving resource-sharing information associated with a resource-sharing electronic device via near field communication, determining a resource-sharing scheme for using the resources of the resource-sharing electronic device based on the resource-sharing information, and sharing at least one resource of the resource-sharing electronic device using the determined resource-sharing scheme. The resource-sharing information may be received from a near field communication interface of the resource-sharing electronic device or from a radio frequency identification tag associated with the resource-sharing electronic device.

System and method for simplified resource sharing

System and method for simplified resource sharing

System and method for simplified resource sharing

Owner:APPLE INC

Near field RF communicators and near field communications enabled devices

ActiveUS8150321B2Near-field systems using receiversNear-field in transpondersEngineeringSignal generator

A near field RF communicator has: an antenna operable to generate an RF signal to enable inductive coupling via the magnetic field of the RF signal between the antenna and another near field RF communicator or RF transponder in near field range; and a signal generator operable to generate a multi-level digital sine wave drive signal to drive the antenna to generate the RF signal, wherein the signal generator comprises a selector operable to select one or more digital sequences to provide one or more digital signals from which the digital sine wave drive signal is generated.

Near field RF communicators and near field communications enabled devices

Near field RF communicators and near field communications enabled devices

Near field RF communicators and near field communications enabled devices

Owner:NXP USA INC

Virtual Card Selector for a Portable Electronic Device

InactiveUS20090037326A1FinanceSubstation equipmentTransceiverUser input

A portable electronic device (100), such as a mobile telephone, portable computer, personal digital assistant, or other similar device, is equipped with a virtual card application (101) configured to manage a plurality of virtual cards (106,107,108,109). Such virtual cards (106,107,108,109) are used in financial and other transactions by way of a wireless near-field transceiver (114) and a near-field communication terminal, such as a payment terminal (115). To provide a user with a seamless, less complex virtual card selection process, an arranger module (102) is configured to determine a priority associated with each of the virtual cards (106,107,108,109). The priority may be determined from location, schedule, calendar, user input, or other means. Once the priority is determined, the virtual card with the foremost priority is advanced as a top of the wallet card (111). The top of the wallet card (111), in one embodiment, is the default card for use in the transaction.

Virtual Card Selector for a Portable Electronic Device

Virtual Card Selector for a Portable Electronic Device

Virtual Card Selector for a Portable Electronic Device

Owner:MOTOROLA INC

Processing near field communications between active/passive devices and a control system

ActiveUS20120315848A1Near-field systems using receiversComputer hardwareControl system

Disclosed are example near field communication (NFC) devices and methods of operation configured to provide a user with easy access to operating a control system. One example method of operation may include accessing an application on a mobile device and identifying a user information parameter. The method may also provide generating a near field communication message that includes the user information parameter and transmitting the near field communication message to initiate a control procedure.

Processing near field communications between active/passive devices and a control system

Processing near field communications between active/passive devices and a control system

Processing near field communications between active/passive devices and a control system

Owner:HARMAN PROFESSIONAL INC

Near field communication tag data management

InactiveUS20130303085A1Near-field transmissionWireless commuication servicesData managementAuthorization

Systems, devices, methods, and programming products for enabling read/write operations between near field communication (NFC) devices at multiple levels of access authorization.

Near field communication tag data management

Near field communication tag data management

Near field communication tag data management

Owner:BLACKBERRY LTD

Radio frequency identification (RF-ID) based discovery for short range radio communication with reader device having transponder functionality

InactiveUS20040176032A1Memory record carrier reading problemsConnection managementComputer hardwareOperation mode

A RF-ID based wireless terminal includes a reader device with transponder functionality implementing ECMA 340 standard for near field communication and has shortened session set-up and user identification. The reader device is operable in an active communication mode or a passive communication mode. During the active mode, one RF-ID tag reader simulates a RF-ID tag while the other simulates a RF-ID tag reader. The reader includes a transponder, which operates during periods of time when the reader is not energized. A radio frequency interface provides signal for operation of the reader in the reader operation mode or transponder mode of operation. An RF-ID reader upon receiving a response signal from a semi-passive or active RF-ID tag of reader emulating a tag informs the terminal CPU which instructs the short-range communication to enter e.g. a page scanning mode which shortens session set-up time and user identification.

Radio frequency identification (RF-ID) based discovery for short range radio communication with reader device having transponder functionality

Radio frequency identification (RF-ID) based discovery for short range radio communication with reader device having transponder functionality

Radio frequency identification (RF-ID) based discovery for short range radio communication with reader device having transponder functionality

Owner:NOKIA CORP +1

Smart communication device secured electronic payment system

InactiveUS20130204793A1Prevent fraudMinimizes likelihood of liabilityFinanceAnonymous user systemsPayment transactionDocumentation

Systems, apparatuses, and methods enabling secure payment transactions, and methods for sharing secure documents, via a mobile device, for example a mobile telephone, smartphone, cellular telephone, other wireless device, a Near Field Communications (NFC) device, or the like. Actual user account information is substituted with temporary account information such that the temporary account information may be manipulated in a manner similar to actual user account information, with the result that actual account information is masked thereby greatly reducing the likelihood of misuse.

Smart communication device secured electronic payment system

Smart communication device secured electronic payment system

Smart communication device secured electronic payment system

Owner:KERRIDGE KEVIN S +1

Near field communication initialization

ActiveUS8233841B2Quickly and easily conductService provisioningNear-field transmissionComputer hardwareFinancial transaction

A method of application initialization of a near field communication (NFC) enabled device comprising loading a first NFC enabled device with an application for conducting a financial transaction over a network; and transferring the application to a second NFC enabled device via a NFC link, is described herein.

Near field communication initialization

Near field communication initialization

Near field communication initialization

Owner:PAYPAL INC

Methods used in a nested memory system with near field communications capability

InactiveUS20070145135A1Maximum flexibilityLow costSensing record carriersRecord carriers used with machinesElectronic purseNear field communication

A mass storage memory card adds functionality to host devices with which it is used. In addition to the ability to store large amounts of user files and protect them from unauthorized duplication, a mass storage device according to the present invention enables near field communications with a portable electronic device that otherwise does not have such functionality. In a preferred embodiment the mass storage device has a mother / daughter configuration wherein the daughter card is a fully functioning micro-SD card that can be used independently. The mother card can be accepted in an SD card slot and communicates via the SD protocol. Whether or not the daughter card is present in the mother card, a host with the mass storage device therein will be capable of near field communications. These communications can be peer to peer or can be used to purchase goods or services as a sort of electronic wallet. A controller of the device is also operable to coordinate, control, and safeguard the financial transactions made when using the device and host as an electronic wallet.

Methods used in a nested memory system with near field communications capability

Methods used in a nested memory system with near field communications capability

Methods used in a nested memory system with near field communications capability

Owner:SANDISK TECH LLC

Portable Apparatus for Supporting Electronic Wallet

ActiveUS20110294418A1Improve utilization flexibilityImprove convenienceAcutation objectsNear-field transmissionControl signalEngineering

A portable apparatus is capable of switching between a plurality of smart cards and associated circuits to provide a user various independent electronic wallet functions via a single portable apparatus, thereby increasing utilization flexibility and convenience. The portable apparatus includes at least a first smart card and a second smart cart, a near-field communication (NFC) unit, and a control circuit. The first smart card and the second smart card respectively include a first interface and a second interface. The NFC unit is coupled to the first smart card and the second smart card via the first interface and the second interface, respectively. The NFC unit is capable of performing NFC with external apparatuses. The control circuit controls the NFC unit to communicate with either the first smart card or the second smart card using control signals.

Portable Apparatus for Supporting Electronic Wallet

Portable Apparatus for Supporting Electronic Wallet

Portable Apparatus for Supporting Electronic Wallet

Owner:SK HYNIX INC

System For NFC Authentication Based on BLUETOOTH Proximity

InactiveUS20110313922A1Service provisioningNear-field transmissionComputer hardwareSecure authentication

A method and apparatus for secure authentication of Near Field Communication transactions based on proximity to a mobile key device.

System For NFC Authentication Based on BLUETOOTH Proximity

System For NFC Authentication Based on BLUETOOTH Proximity

System For NFC Authentication Based on BLUETOOTH Proximity

Owner:OPTIMA DIRECT LLC

Method and system for monitoring secure applet events during contactless rfid/nfc communication

InactiveUS20080162312A1Reliable monitoringFinanceNetwork topologiesModem deviceApplication programming interface

A system (211) and method (400) for reliable monitoring of secure applet events is provided. The system can include a Near Field Communication (NFC) modem (140) for communicating transaction events, a secure controller (200) for monitoring state transitions caused by the transaction events, and a mobile host (125) for receiving event notifications of the state transitions via an Applications Programming Interface. An NFC reader can send a Transaction Acknowledgement TACK (403) to the NFC modem to confirm a receipt of data associated with an applet event. An INFO message (405) can be included with the TACK for informing a user of secure contactless transaction status through a user interface (190) of the mobile host.

Method and system for monitoring secure applet events during contactless rfid/nfc communication

Method and system for monitoring secure applet events during contactless rfid/nfc communication

Method and system for monitoring secure applet events during contactless rfid/nfc communication

Owner:MOTOROLA MOBILITY LLC

Security token for mobile near field communication transactions

ActiveUS8818867B2Cryptography processingElectronic credentialsPaymentComputer terminal

Devices, systems, and methods are disclosed which relate to an NFC-enabled security token that is removably coupled to a mobile device. The security token may be provisioned with the information by the mobile device, then decoupled from the mobile device and used to authenticate the user or perform a transaction at a POS terminal equipped with an NFC reader. The security token includes logic for user-controlled restrictions on allowable purchases, such as payment limits, timeouts, vendor identifiers, allowed purchases, and location-based restrictions. The security token is further equipped with “self destruct” security features, such as deactivating itself or erasing any sensitive information upon being unable to contact the mobile device for a specified duration, or being subject to an unauthorized or restricted transaction, until such time as it is re-coupled to the mobile device.

Security token for mobile near field communication transactions

Security token for mobile near field communication transactions

Security token for mobile near field communication transactions

Owner:AT&T INTPROP I LP

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