The invention relates to a congestion location point image sharing system and a sharing method. The congestion location point image sharing system includes a front camera, a rear camera, a left cameraand a right camera, an image acquisition controller, a vehicle-mounted communication module, a location module and a cloud server, wherein the front camera, the rear camera, the left camera and the right camera are all used for collecting congestion location point images according to received image acquisition start signals; the image acquisition controller is used for sending image acquisition start signals and location start signals, and further for sending a current time, a current location and congestion location point images to the vehicle-mounted communication module; the vehicle-mounted communication module is used for sending the current time, the current location and the congestion location point images to the cloud server; the location module is used for receiving the location start signals, recording the current time and the current location; the cloud server is used for loading the received current time, the received current position and the received congestion location point images to a navigation map to get a latest navigation map and sending the latest navigation map to multiple user sides. According to the congestion location point image sharing system and the sharing method, users who cannot see the traffic accident scene are enabled to see the traffic accident scene through terminals, and then make judgments according to actual situations.