31results about How to "Avoid interest" patented technology

A system and method for buying tickets for games or lotteries in which a seller receives predicted game or lottery outcome data communicated from a buyer over a communication path. The seller generates a printed ticket based on the received outcome data and the seller transfers the printed ticket to a custodian that holds the printed ticket on behalf of the buyer. The custodian transmits data relating to the printed ticket to the buyer over the communication path and notifies the buyer if the printed ticket corresponds to an actual game or lottery outcome.

A practice mode can be inserted into an RPG program without giving the player a sense of boredom. Because the distinction between the practice mode and the game is eliminated, the player is not given the sense that the progress of the game is being interrupted and the problem of the player losing interest can be resolved. Also, because of the construction of a new training system wherein training for special moves, that are difficult to remember, is easily stored on the screen, the player can focus on the progress of the game and can have increased interest in the game.

The present invention is a system and method for management of consumer services such as health care services which combines new financial structure for health insurance and health benefit plan, payment methods, health plan design, benefit development algorithms, unique procurement methods for health care benefits with and without application to an individual consumer's personal state of health, and is integrated with financial services and asset management products, and benefits for an individual consumer's future medical and / or retirement savings, for healthcare needs. The method and system employs a combination of the defined benefit and defined contribution approaches which combination is referred to herein as “defined-care.” Defined-care model or the healthcare asset management model has two primary components, one which is referred to herein as a “health management and retirement account”, and the other of which is an infrastructure “connected portal” that interfaces through a technology platform with the health management and retirement accounts and the account holders. The foundation of this infrastructure according to the present invention is a technology platform across which a variety of processes are implemented. In the technology platform for the infrastructure of the present invention, the conventional processes and the new processes are integrated, thereby allowing a change to one process to be adopted by or otherwise accommodated by the other processes.

To prevent conflicts of interest, an information management system is used to make sure two or more groups are kept apart so that information does not circulate freely between these groups. The system has policies to implement an “ethical wall” to separate users or groups of users. The user or groups of user may be organized in any arbitrary way, and may be in the same organization or different organizations. The two groups (or two or more users) will not be able to access information belonging to the other, and users in one group may not be able to pass information to the other group. The system may manage access to documents, e-mail, files, and other forms of information.

A system and method for decoding a low-density parity-check (LDPC) codeword. The method includes updating a portion of a plurality of variable nodes and performing a partial parity check based on the updated variable nodes. Based on the result of the partial parity check and an iteration condition, a determination is made as to whether to report a decoding result. The method further includes updating a plurality of check nodes and a parity check may be performed. Based on the parity check, a determination as to whether to report a decoding result is made. The iteration number may then be checked for a match with an iteration condition to determine whether to report a decoding result.

A network game is continued in simulated fashion when a fault occurs in a communication circuit. A CPU 261 of a control section of an arcade's server device is provided with: an abnormality monitoring section 261b that detects a disconnected circuit that is incapable of communication in the communication circuits whose communication is necessary for progress of the game, a simulated signal generating section 261d that generates simulated operation signals that simulate the necessary operation signals required for progress of the game for each client terminal device that is connected through the disconnected circuit, and a simulated signal provision section 261e that provides the simulated signals that are thus generated to the other client terminal devices, respectively.

A system and method for buying tickets for games or lotteries in which a seller receives predicted game or lottery outcome data communicated from a buyer over a communication path. The seller generates a printed ticket based on the received outcome data and the seller transfers the printed ticket to a custodian that holds the printed ticket on behalf of the buyer. The custodian transmits data relating to the printed ticket to the buyer over the communication path and notifies the buyer if the printed ticket corresponds to an actual game or lottery outcome.

When a main character enters a battle, a rectangular navigation mark is displayed over a designated monster on a display monitor. When the main character approaches the monster, the navigation mark rotates and gets smaller until it is converged into a targeting point on the display monitor. When the navigation mark is converged into a targeting point, light is emitted from the navigation mark on the display monitor. An additional attack of the main character can be performed against the monster if a user presses a decision button at the best timing, right when the light is emitted from the navigation mark.

A gaming system of the present invention includes: a plurality of gaming machines; and a common display device connected to the gaming machines; wherein each of the gaming machines has: a display device, which displays a plurality of symbols; a controller, which executes a process of rearranging symbols arranged on the display device, after a gaming medium is betted, and executing a first game of making a payment according to the rearranged symbols and a process of transferring to a second game which is different from the first game while it is triggered that a predetermined condition is met; a communication interface, which notifies an execution state of the second game to the common display device, and the common display device has: a communication interface, which receives notification from each of the gaming machine; a memory, which stores an effect image relating to the second game and an explanatory image explaining contents of the second game; and a control, which executes a process of judging whether or not the second game is started at each of the gaming machines, based upon the notification from each of the gaming machines, a process of displaying the explanatory image stored in the memory while the second game is started at each of the gaming machines, and process of displaying an effect image stored in the memory in place of the explanatory image.

The present invention is a system and method for management of consumer services such as health care services which combines new financial structure for health insurance and health benefit plan, payment methods, health plan design, benefit development algorithms, unique procurement methods for health care benefits with and without application to an individual consumer's personal state of health, and is integrated with financial services and asset management products, and benefits for an individual consumer's future medical and / or retirement savings, for healthcare needs. The method and system employs a combination of the defined benefit and defined contribution approaches which combination is referred to herein as “defined-care.” Defined-care model or the healthcare asset management model has two primary components, one which is referred to herein as a “health management and retirement account”, and the other of which is an infrastructure “connected portal” that interfaces through a technology platform with the health management and retirement accounts and the account holders. The foundation of this infrastructure according to the present invention is a technology platform across which a variety of processes are implemented. In the technology platform for the infrastructure of the present invention, the conventional processes and the new processes are integrated, thereby allowing a change to one process to be adopted by or otherwise accommodated by the other processes.

A Physical Fault Analysis (PFA) outcome prediction tool utilizes previously-generated evaluation data and associated PFA outcome data to generate a Bayesian Generalized Linear Model (BGLM), and then utilizes the BGLM to generate a PFA outcome prediction for newly-submitted evaluation data that operably characterizes measured operating characteristics of an IC chip that is being developed. The BGLM generation methodology by utilizing a Generalized Linear Model (GLM) in a Bayesian framework to form a hierarchical model representing the evaluation data and associated PFA outcome data as a linear combination. The PFA outcome prediction includes a credible interval of a posterior distribution that effectively represents a cross-sectional portion of the BGLM corresponding to the newly-submitted evaluation data. The previously-generated evaluation data and associated PFA outcome data are stored in a training data library, which is updated to include newly-submitted evaluation data and associated PFA outcome after each PFA is performed.

The invention discloses a decoration loan lifecycle management method and device. The method comprises the steps that decoration contract information associated with the user information is acquired, and the loan quota is determined according to the decoration contract information; when a payment request is received and the payment request satisfies a preset condition, the decoration expense is paid to an account corresponding to a decoration service provider within the loan quota according to the payment request, wherein the payment request is the decoration expense of at least one decoration stage in a decoration process; when a decoration end message is received, the total amount of the paid decoration expense is calculated according to the decoration expense; and a repayment plan is generated according to the total amount of the decoration expense. According to the invention, a fixed sum is for a fixed purpose; the user is effectively prevented from defrauding a financial institution of loan; only when the decoration is finished, the repayment plan is generated according to the total amount of the decoration expense; the user does not need to pay the interest of all decoration expenses from the start of decoration; and the capital cost of the user is reduced.

Player character related information stored in a player character related information memory changes in accordance with progress of a video game. Initial area information stored in an initial area information memory indicates an initial state of each of a plurality of areas on which a player character can move. Latest area information stored in a latest area information memory indicates a progress status of the video game in the same area as the area indicated by the initial area information, and is updated in accordance with progress of the video game in the area. It is determined whether to use the initial area information or latest area information in response to an operation of the player. The player character related information is updated in accordance with control content using the latest area information in a case where it is determined to use the latest area information.

A television broadcast receiving apparatus which displays one of television programs received by two tuners on a main picture screen and displays the other on a child picture screen, where one of audios of a program of the main picture screen and a program of the child picture screen is selected and outputted, and the state of an audio signal to be outputted is switched according to the audio state of the program of the child picture screen.

In a game device, a receiver receives operation input from a player. A determiner, for each of a plurality of game tasks that are stored in a memory and that indicates a time and a type of operation that the player is to perform, determines a degree of matching between the time and the type of operation indicated by the game task and a time and a type of operation that is received from the player. A candidate acquirer acquires a plurality of candidates for a new game task that indicates a time and a type of operation that do not overlap with the stored game tasks. A task setter, based on a distribution of the degree of matching, sets one or more candidates from among the plurality of candidates as the new game task. A task adder stores and adds the set game task candidate in the memory.

Player character related information stored in a player character related information memory changes in accordance with progress of a video game. Initial area information stored in an initial area information memory indicates an initial state of each of a plurality of areas on which a player character can move. Latest area information stored in a latest area information memory indicates a progress status of the video game in the same area as the area indicated by the initial area information, and is updated in accordance with progress of the video game in the area. It is determined whether to use the initial area information or latest area information in response to an operation of the player. The player character related information is updated in accordance with control content using the latest area information in a case where it is determined to use the latest area information.

A carotenoid substance called zeaxanthin, when ingested orally at suitable dosages such as 30 to 100 mg / day for a span of 1 to 2 weeks, can provide effective protection against sunburns, and can give skin a darker tint that emulates a healthy suntan. In tests involving adults, it was found that zeaxanthin dosages of 30 to about 80 mg per day were sufficient to induce: (i) a mild but noticeable tinting, shading, or darkening of skin color, comparable to a mild suntan; (ii) a substantial increase in the person's ability to withstand elevated levels of sun or UV exposure; and, (iii) an increased ability of reddened and sunburned skin to convert into intact skin that looks browned and healthily tanned. Oral ingestion of dosages of zeaxanthin after a noticeable darkening of the skin has been achieved further enhances a tanned appearance and / or protects against sun damage.

A code attribution control system includes unique codes, Each code is arranged or marked openly accessible legible or scannable on a sales item, One or more of the sales items is openly and freely displayed and for sale within a physical border of a physical shop. The item initially is allocated a status code attribute as “not sold” in said attribution control system, wherein for a consumer to establish ownership or indication of ownership of the item, the consumer scans and registers the code outside the border of the shop. The status code attribute is changed to “sold” in the attribution control system, after which owner restricted services related to the item will be made available to the consumer.

A television broadcast receiving apparatus which displays one of television programs received by two tuners on a main picture screen and displays the other on a child picture screen, where one of audios of a program of the main picture screen and a program of the child picture screen is selected and outputted, and the state of an audio signal to be outputted is switched according to the audio state of the program of the child picture screen.

A code attribution control system includes unique codes. Each of the codes is arranged or marked openly accessible legible or scannable on a sales item. One or more of the sales item is openly and freely displayed and for sale within a physical border of in a physical shop. The item initially is allocated a status code attribute as “not sold” in said attribution control system. For a consumer to establish ownership or indication of ownership of the item, the consumer scans and registers the code outside the border of the shop, whereby the status code attribute is changed to “sold” in the attribution control system, after which owner restricted services related to the item will be made available to the consumer.

A game system includes a plurality of gaming machines and a server. Each of the gaming machines executes a game independently. When the server receives bet information, the server carries out a lottery for winning a progressive prize as to the gaming machine which transmitted the bet information. If any of the gaming machines wins any progressive prize, the server makes the gaming machine that has won the progressive prize to execute an effect for announcing winning of the prize. Meanwhile, the server makes the gaming machines other than the gaming machine that has won the progressive prize to conduct an effect for indicating losing of the prize.