30 results about "IT risk" patented technology

A method for analyzing a financial stock market trend according to this invention is provided, in which a parameter formula is used to form a long-term trend region and an intermediate-term trend region and to analyze a Bull-and-Bear trend in a long period of the financial stock market and in an intermediate period of the financial stock market; a short-term trend is further used to analyze and show a Bull-and-Bear trend in a short period of the financial stock market; finally, according to the long-term trend region, the intermediate-term trend region, and the short-term trend, the trend of financial stock market is forecast, and the uncomplicated, precise method for analyzing the structure of financial stock market trend is provided for a user to heighten his or her profit and lower his or her risk of investment.

Systems and methods are presented for determining risk levels for consumer-to-consumer (C2C) transactions on brokering websites. The risk levels can be based on payment processing network (e.g. Visa) account data as well as external data, such as geo-location using IP addresses, fraud bureau data, and star ratings. The buying and selling consumers can have multiple risk scores for each transaction, such as a fraud, credit, return / chargeback, dissatisfaction, product misuse, nonreturnable, and defect risk scores. The buying and selling consumers can trade their risk levels before proceeding with the transaction.

Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory capital reserve requirement impact to an institution subject to capital reserve requirement. A subject pool of assets held by the institution, such as a pool of loans, is rated to determine its risk levels. Based on the rated risk levels, a guarantor party agrees to be responsible for a portion of the risk associated with the pool of assets, which may define the maximum risk exposure of the institution holding the asset pool. The risk-rated capital reserve requirements are applied to the asset pool based on the risk level rating and the guarantor's agreed upon risk responsibility such that the institution holds a reduced amount of reserve capital compared to what it would otherwise be required to hold.

The present invention provides a computer based apparatus and methodology for generating investment strategies for individuals by using a variety of research and screening methodologies to extract investment tools and data from publicly available data basis, while also utilizing computerized search skills, this business model looks to improve on investment methods currently offered by brokers and registered investment advisors. Several modules are provided that perform certain analyses based on information from the investor as well as other sources. Each module can be used as a stand-alone unit or can share information and prepare aggregate reports to the investor. In one preferred embodiment, an asset allocation module is used to generate a proposed asset allocation to an individual based on at least one of his risk profile, assets, and planned retirement age.

The present invention relates to the screening of objects in-transit and materials, for security purposes (i.e. explosives detection).The invention provides an adjustable computerized system suitable for use at airports, seaports, land terminals, distribution centers, railway terminals, border crossings or other transit terminals, in order to achieve maximal efficiency and detection reliability, by adjustment of the screening process of any specific object to its risk factor in conjunction with the characteristics of the available in-line detection equipment.The invention provides an automated security inspection and conveying system for in-transit objects, comprising means for identifying the sender of each package and to profile and import the security status data relevant to the object into the system, and a plurality of various security screening machines in combination with conveying and sorting components. The system tracks each package from a reception point through the conveyors and screening machines to reach a sorting junction, via a user-adjustable screening process, the conveying and sorting components being interfaced with the security status data for assigning a risk assessment factor to the object and the sender. Each package is routed via an appropriate number of screening devices, the output of the screening devices being processed and the risk assessment factor being adjusted accordingly, the new risk assessment factor being sent to a control system of the conveying and sorting components.

The invention relates to a self-sufficient resource-pooling system (1) for risk sharing of a variable number of risk exposed aircraft fleets (81, . . . , 84) related to airspace risks, wherein resources of the risk exposed aircraft fleets (81, . . . , 84) are pooled by the system (1) and a self-sufficient risk protection is provided for the risk exposed aircraft fleets (81, . . . , 84) by means of the system (1) preventing imminent grounding or operational collapse as a consequence of an occurrence of a natural disaster events, such as volcanic eruptions. The risk exposed aircraft fleets (81, . . . , 84) are connected to the system (1) by means of a plurality of payment-receiving modules configured to receive and store payments from the risk exposed aircraft fleets (81, . . . , 84) for the pooling of their risks and resources and loss cover is provided based on the pooled resources and risks by means of the system (1).

The disclosure provides an investment structure and corresponding arrangement which involves methods and systems whereby the asset manager directly or indirectly makes a seed investment in the new fund and hedges its risk, while obtaining financing on its investment. Additionally, in another embodiment, the financial institution or asset manager may actually make an investment into the fund and hedge itself by trading with the fund. The financial institution would require little collateral as the methods and systems of the disclosure are designed to recognize offsetting positions and early detect any hedging mismatches.

The invention relates to a safe auditing method of IT simulation infrastructure offline compliance. The method comprises the following steps: collecting configuration information; introducing / establishing a network topology; selecting verification / auditing rules; operating a test; generating a report; and correcting configuration or a model. Beneficial effects of the invention are as follows: IT risk localization and risk management are provided for a client as well as an intelligent analysis and automatic monitoring are also provided for the client; end-to-end auditing analyses can be carried out on network equipment, a wide area network link and a local area network link; a potential instable factor can be discovered in advance; rapid and accurate auditing and analyses can be carried out on a whole network infrastructure, so that a safe plan can be realized; besides, during the detection by the method in the invention, normal operation of an existing network will not be interfered; high security can be provided for an existing production network; and there is no potential or direct risk.

A system for generating automated notifications by aggregating data to provide alerts to interdict at-risk conduct. In the system, an aggregator application accesses a plurality data sources addressing at-risk conduct. The aggregator application generates reports of incidents of at-risk conduct by specific individuals and stores the reports in a database. A dynamic risk computation engine scores each individual for their risk of engaging in at-risk conduct according to metadata on contacts of that individual within the plurality of data sources. Any individual having a score exceeding a pre-determined threshold triggers an alarm and a notification is provided in real time to competent authorities to allow a responsible person to make a timely intervention.

The disclosure provides an investment structure and corresponding arrangement which involves methods and systems whereby the asset manager directly or indirectly makes a seed investment in the new fund and hedges its risk, while obtaining financing on its investment. Additionally, in another embodiment, the financial institution or asset manager may actually make an investment into the fund and hedge itself by trading with the fund. The financial institution would require little collateral as the methods and systems of the disclosure are designed to recognize offsetting positions and early detect any hedging mismatches.

A global treasury monitoring system can provide a single centralized system of record for maintaining and updating global treasury limits to enable an organization to consistently allocate, apply and manage such limits across multiple types of platforms. Through a single system of record for the management of global treasury limits, an organization may comprehensively assess its risk exposure at any given time and make adjustments to limits on a real-time basis in response to rapidly-changing market conditions. The global treasury monitoring system can provide an organization with the ability to access, evaluate and reconfigure recorded treasury limits in real-time through various graphical user-interfaces (GUIs) accessible to users at various global locations. As treasury limits are utilized the system may update the availability of such limits so that an organization's risk exposure may be constantly monitored and assessed. The system also provides an organization with additional flexibility in programming a client's treasury limits to match the client's various liquidity needs around the globe while also managing the amount of the risk that the organization is willing to take on to attain appropriate returns.

The invention provides a static safety domain-based power system risk assessment method. This method first selects the extreme value scenarios including the extreme value of wind farm output from the wind power output scenarios, and uses the extreme value scenarios to carry out risk pre-assessment on the power system. If no operational risk is found in the pre-assessment, the system can be considered safe and there is no need to use other scenarios for evaluation; Get accurate assessment results for all hazardous scenarios. While ensuring the accuracy of risk assessment, this method saves a large number of redundant calculations in security scenarios, improves the speed of risk assessment, and provides a time guarantee for timely discovery of potential risks in system operation.