A network transaction security system and method

Abstract

The present invention provides a network transaction security system and method. The monitoring module monitors user input in real time so that the judging module can judge in real time whether the currently visited website is a phishing website, and the prompt module quickly sends a vigilant prompt to the user and informs the unknown URL of the currently visited website. Report for review to update to the black and white list database, which improves the correct rate of identifying phishing websites and blocking access, and greatly reduces the probability of huge losses caused by theft of the user's online banking account. It is applicable to various bank cards, credit cards, and social security cards. Anti-phishing for online transactions such as game point cards, recharge cards, shopping cards and electronic money, with wide coverage, multiple notification methods and channels, and high timeliness.

Description

technical field [0001] The invention relates to the field of IT security, in particular to a network transaction security system and method. Background technique [0002] The so-called "phishing website" is a kind of network fraud, which refers to the use of various means by criminals to counterfeit the URL (i.e., uniform resource locator, also known as web page address) and page content of the real website, or exploit the loopholes in the real website server program. Insert dangerous HTML codes into some web pages of the site, so as to defraud the user's online banking account number, password and other private information. [0003] At present, online banking fraud is very serious. Some criminals fake bank websites or fake bank online shopping and online payment webpages (ie phishing websites) to induce customers to enter bank card numbers, online banking passwords or passwords, etc., in order to steal customer information and carry out illegal activities. . However, when...

AI Technical Summary

Problems solved by technology

[0009] 1. The cost of educating users is relatively high;

[0010] 2. The coverage of third-party security clients is limited. For example, the network shields of major banks have limited coverage, and similar products are only owned by one bank;

[0011] 3. There are too many sources of news, and it is impossible to completely block them. For example, it is entirely possible for a user to receive a false message on a mobile terminal and log in to a PC terminal;

[0012] 4. Due to the limited coverage of the third-party security client, the information reported is only the phishing website information of the cooperative bank, and cannot cover all phishing websites

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