A personal credit information system based on blockchain

Abstract

The invention discloses a blockchain-based personal credit reporting system, including third-party information, an identity management system, a blockchain personal credit reporting system, a credit query module and a data feedback module. The third-party information and identity management The system is a two-way connection, and the output ends of the third-party information and identity management systems are respectively connected with the input ends of the blockchain personal credit information system through a wireless network. The blockchain-based personal credit information system, first of all, the system can collect a variety of different three-party information, which is convenient to enrich the content of credit information and improve the accuracy of credit information. The identity management system can log in and manage personal identity information. While uploading personal identities, the authority of individuals has been increased to avoid the problem of incomplete or false credit information under traditional circumstances, which affects the personal credit level. After the credit information is collected, it can be classified and then encrypted. Information security.

Description

technical field [0001] The invention relates to the technical field of personal credit reporting, in particular to a blockchain-based personal credit reporting system. Background technique [0002] Personal credit information refers to the activities in which a legally established personal credit information agency collects and processes personal credit information, and provides personal credit information inquiry and evaluation services according to user requirements. A personal credit report is a personal credit history record provided by a credit reporting agency to legal information inquirers after processing and sorting the information collected in accordance with the law. Currently, it is mainly used in various consumer credit businesses of banks. With the continuous improvement of the social credit system, credit reports will be more widely used in various fields such as commercial credit sales, credit transactions and recruitment. In addition, the personal credit re...

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a personal credit information system based on blockchain to solve the problem that the source of information obtained by the existing personal credit information system in the above background technology is relatively single, which is not conducive to comprehensive evaluation of personal credit information, resulting in The information of credit information is relatively blocked, which affects the authority of the system, and the information collected by the general credit information system is relatively wrong, resulting in a decline in the authenticity of credit information

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