A bank card and method for making transaction with bank card and system thereof

Abstract

The present invention is trade method and system with novel bank card, and the bank card has cure hardware cipher and printed user's fingerprint. The consumption network site matching with the bank card has processor with electronic card reader, fingerprint identifier and network communicator. The bank host computer has management system capable of generating fingerprint confirming information and database for storing various bank card information and consumption network site information. The user can consume with the bank card and consumption process has fingerprint confirmation. The method and system of the present invention has simple and reliable cipher input method and has high operation speed.

Description

technical field [0001] The invention relates to the field of communication systems, in particular to a method and system capable of ensuring real-time and security when using a bank consumption card for transactions. Background technique [0002] At present, the use of financial cards and credit cards has become an important tool for personal economic activities. When users use bank cards to conduct transactions at bank counters, bank special merchants, and ATM teller machines, the traditional transaction process is to first read the card number of the bank card through the card reader, and after being prompted to enter the password, the user uses the password input device. Enter the password through the keyboard, and then the system will verify the password. When the verification password is correct, the user will sign on the consumption voucher, so that the payment process can be completed. The process of entering the password is completely open and transparent to other u...

AI Technical Summary

Problems solved by technology

The process of entering the password is completely open and transparent to other users when the transaction is in progress, so once the bank card and password are stolen without the individual's knowledge or intention, and the authenticity of the user's signature cannot be identified, etc., it will be Both the user and the bank suffer losses, making the situation of the stolen brush more serious, thus causing a great psychological burden to the user to use the bank card for transactions, and it is also not conducive to the promotion and use of the bank card business

[0003] Moreover, due to the problem of safety performance, the current bank card consumption system cannot realize the direct connection between the consumption outlets and the bank. , which increases the heavy business between consumer outlets and banks, and cannot realize real-time capital turnover

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