Transaction risk prevention system and method

Abstract

The invention provides a transaction risk prevention system and method. The system comprises a front server which is used for receiving transaction request information and forwarding the transaction request information to a cutoff gateway and a risk monitoring device; the cutoff gateway which is used for forwarding the transaction request information to a core host and receiving the feedback transaction result information and forwarding the transaction result information to a transaction data analysis device; the core host which is used for processing transaction, feeding back the transaction result information to the cutoff gateway and providing the detailed transaction data to the risk monitoring device; the transaction data analysis device which is used for analyzing and repackaging the transaction result information and providing the processed transaction result information to the risk monitoring device; and the risk monitoring device which is used for performing risk judgment according to the transaction request information in the transaction process and emitting risk prompt when the judgment result indicates the risk and performing risk judgment according to the transaction result information and the detailed transaction data after completion of transaction and emitting risk prompt when the judgment result indicates the risk.

Description

technical field [0001] The invention relates to the field of transaction security risk prevention, in particular to a transaction risk prevention system and method. Background technique [0002] With the development of banking financial market business and financial innovation, the types and structures of bank customers' transactions are becoming more and more complex. identification and early warning. [0003] At present, in the field of financial transaction security risk prevention, there are already many transaction risk prevention systems and risk models. When a general technical method is used to remind a customer of a transaction security risk, all transactions of the customer are arranged in the transaction. Risk reminders, or arrange risk reminders after the transaction. [0004] The transaction risk prevention system in the prior art cannot specifically arrange the time of risk reminder according to a certain transaction information of the client, resulting in in...

AI Technical Summary

Problems solved by technology

[0004] The transaction risk prevention system in the prior art cannot specifically arrange the time of risk reminder according to a certain transaction information of the customer, resulting in inaccurate time of risk reminder for the customer's transaction

When customers conduct transactions, those who need to be reminded of risks during the transaction process are often reminded of the risks after the transaction, while those who only need to be reminded of the risks after the transaction are reminded during the transaction, which greatly affects the efficiency of the customer's transaction , also produced a large amount of unnecessary interference to customers' normal transactions

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