Mobile paying method and system
A mobile payment and platform technology, applied in the field of communications, can solve the problems of mobile phone owner account security threats, users unable to perform fingerprint verification, fingerprint information leakage, etc., to enhance transaction security, improve security, and simplify the process.
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[0039] Such as figure 1 As shown, this embodiment provides a mobile payment system, including: a terminal, a POS machine, a merchant platform, a fund management platform and a security authentication platform, wherein:
[0040] The POS machine is used to obtain the identity and consumption information of the terminal user, and send the identity and consumption information of the user to the security authentication platform through the merchant platform and the fund management platform;
[0041] The POS machine obtains the terminal user's identity through automatic acquisition or manual entry. The identity can be a mobile phone number, or a combination of various fields such as ID card number and user name. As long as the user's identity can be uniquely identified, this implementation Take the mobile phone number as an example. The terminal requirement is a touchable high-resolution intelligent terminal.
[0042] The security authentication platform is used to request the ter...
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