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Ordering processing method for mobile Internet online payment

A mobile Internet and processing method technology, applied in the field of order processing for mobile Internet online payment, can solve the problems of order phishing, inability to know order details, interception and tampering of order information, etc., to achieve the effect of ensuring security

Inactive Publication Date: 2014-04-30
北京中科金财信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Although the existing mobile Internet cash register can basically prevent the problem of page phishing by encrypting information, there is a greater risk for order phishing: that is, during the transmission of order information from the merchant mobile platform to the plug-in background system, Order information is easy to be intercepted and tampered by criminals, and fake similar orders to deceive customers. Still take the above-mentioned mobile phone recharge as an example. If the original order is to recharge 50 yuan to mobile phone number A, it is easy to be intercepted by criminals during transmission through the mobile Internet. And tampered with recharging 50 yuan to the mobile phone number B, and because the user cannot know the order details when paying for the business, it only shows that 50 yuan needs to be traded, thus causing losses to the customer

Method used

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  • Ordering processing method for mobile Internet online payment
  • Ordering processing method for mobile Internet online payment
  • Ordering processing method for mobile Internet online payment

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Embodiment Construction

[0043] The present invention is described in detail below in conjunction with accompanying drawing:

[0044] For the convenience of understanding the present invention, first introduce the meaning of the main names involved in the present invention:

[0045] (1) Mobile devices: handheld devices that use wireless networks such as WIFI / WIMAX, GPRS / EDGE / WCDMA / TD-SCDMA, CDMA / CDMA2000 / LTE / TD-LTE for network communication, such as mobile phones, tablet computers, etc.;

[0046] (2) APP: that is, application, which is an application software running on a mobile device;

[0047] (3) Payment plug-ins: refer to APP products that run independently on mobile devices;

[0048] (4) WAP: that is, Wireless Application Protocol, which generally refers to websites based on WML language and running on mobile devices, which are different from computer-side websites;

[0049] (5) Merchant mobile platform: refers to the platform that runs on mobile devices to provide customers with payment servic...

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Abstract

The invention provides an ordering processing method for mobile Internet online payment. According to the method, a payment plug-in is embedded in a merchant mobile platform; the merchant mobile platform is connected with a merchant service system, and the payment plug-in is connected with a plug-in background system. The merchant service system is a merchant background order processing system and is used for processing orders. The plug-in background system is an order processing system of a payment mechanism and comprises a payment front-end system, an order processing system body and a payment processing system. Order information needs to pass the merchant service system and then be transmitted to the order processing system of the background system, the order information can be transmitted back to the merchant service system after the order processing system generates order feature codes, and finally payment operation is carried out on a foreground by transmitting the order feature codes only. According to the ordering processing method, the order feature codes are used as confirmation factors, the possibilities of leakage of the order information and order phishing can be avoided, and safety of the order information can be guaranteed.

Description

technical field [0001] The invention belongs to the technical field of online payment, and in particular relates to an order processing method for mobile Internet online payment. Background technique [0002] In the current electronic payment industry, there are mainly the following two electronic payment methods: the first one is to embed the cash register plug-in API in the merchant mobile platform, and when the merchant mobile platform receives the payment information, call the cash register plug-in API to perform related payment operations ; The second is to connect the merchant mobile platform with WAP online banking, and directly conduct payment operations through WAP online banking. For the above two payment methods, the acquiring process of payment products on the mobile Internet side is similar, that is, the merchant mobile platform sends the order information and encrypted payment information directly to the plug-in background system of the payment institution / bank...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q30/00
CPCG06Q20/3823
Inventor 杜江朱烨东金雪丹
Owner 北京中科金财信息科技有限公司
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