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Finger print bank system

A banking system, fingerprint technology, applied in the complete banking system, complete banking system, instruments and other directions to achieve the effect of improving security and efficiency

Inactive Publication Date: 2008-04-16
BEIJING RURAL COMML BANK CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0012] The fingerprint banking system of the present invention uses the advanced modern biometric technology—fingerprint recognition, to replace the original financial payment carriers such as cards and bank cards. Bank customers only need to use fingerprints to perform banking operations such as deposits, withdrawals, and appointments. mode, which is currently the first in China

Method used

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Embodiment Construction

[0028] Aiming at the number of millions or even hundreds of millions of customers in the bank, in order to solve the response performance of the fingerprint identification algorithm and improve the processing speed of the server, the fingerprint banking system of the present invention uses a 1:n algorithm to realize the application of the fingerprint banking system, that is, the customer's fingerprint The template is compared and searched with a limited number of customer fingerprint templates, thereby meeting the business application needs of the fingerprint banking system. More specifically, the fingerprint banking system 1:n algorithm adopted in the present invention narrows the scope of the fingerprint identification template library through the fingerprint banking system user number on the basis of the customer's fingerprint features, and each fingerprint banking system user number can be Corresponding to one or more fingerprints, when the user logs in, firstly enter the u...

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Abstract

The invention provides a fingerprint banking system, wherein, a bank can adopt fingerprint recognition, an advanced modern biological recognition technology, to replace the prior financial payment carriers such as card and deposit book; therefore, a bank customer can complete banking operations such as preengagement, deposit and draw money, transfer of account and paying fees just by a finger; thus, the invention realizes process reengineering for banking business. The system comprises an open terminal, an application terminal and a system server, wherein, through the opening terminal, a customer can confirm a fingerprint banking system customer account number and inputs fingerprint information to open related services; the customer can input the fingerprint banking system customer account number and fingerprint into the application terminal for handling banking businesses; the system server which stores the fingerprint banking system customer account number, fingerprint template and related information of the customer provides confirmation service of fingerprint recognition information. The system is sure to bring a brand new reform in banking payment form and business operation flow.

Description

Background technique [0001] Fingerprints are the uneven lines on the skin on the front of the fingertips. The presence of these lines increases the friction on the skin surface, allowing us to grasp heavy objects with our hands. Although fingerprints are only a small part of human skin, they contain a lot of information. These skin lines are different in patterns, breakpoints and intersections, which are called "features" in information processing. As shown in Figure 1, these features are different for each finger. Relying on the uniqueness of the features, a person can be associated with his fingerprints, and his real identity can be verified by comparing his fingerprint features with the pre-saved fingerprint features. [0002] Compared with other identification technologies, automatic fingerprint identification is a more ideal identification technology. The reasons are as follows: [0003] ①Every person's fingerprint is unique, and there is no identical fingerprint betw...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/00G07F19/00G06K9/00
Inventor 周邦列王化薇彭宇飞李长军
Owner BEIJING RURAL COMML BANK CO LTD
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