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Method for carrying out import escort under credit card items based on blockchain, and storage medium

A blockchain and letter of credit technology, applied in data processing applications, instruments, payment systems, etc., can solve problems such as low transaction security, high cost, and inability to monitor the flow of goods

Pending Publication Date: 2020-05-12
HUNAN UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] The present invention provides a method and a computer-readable storage medium for import bill remittance under the letter of credit based on the block chain, so as to solve the transaction security existing in the existing activities of trade financing based on the import bill remittance under the letter of credit Technical problems such as low reliability, low efficiency, high cost and inability to monitor the flow of goods

Method used

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  • Method for carrying out import escort under credit card items based on blockchain, and storage medium
  • Method for carrying out import escort under credit card items based on blockchain, and storage medium
  • Method for carrying out import escort under credit card items based on blockchain, and storage medium

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Embodiment Construction

[0085] The embodiments of the present invention will be described in detail below with reference to the accompanying drawings, but the present invention can be implemented in various ways defined and covered below.

[0086] For ease of understanding, such as figure 1 and figure 2 As shown, the multi-party nodes involved in the blockchain network in the blockchain-based method for import bill transfer under the letter of credit are explained below.

[0087] 1. Oracle node (oracle machine): a platform that provides external information, can allow the blockchain to connect to any existing API, can import, store, and export information about network nodes on the blockchain, and realize dynamic acquisition of information .

[0088] 2. Exporter node: also known as supplier or consignor, generally refers to foreign trade companies, production enterprises and other units that have the right to handle export business.

[0089] 3. Node of the Commodity Inspection Bureau of the expor...

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Abstract

The invention discloses a method for carrying out import escort under credit card items based on a block chain. The importer node needs to upload the enterprise information and the commodity information to the block chain network; the issuing bank node can conveniently evaluate the credit condition of the import merchant node and the market condition of the commodity; meanwhile, transaction records such as trade contracts, credit cards, cargo exit information, bills, payment records and pickup information need to be signed and confirmed by related organization nodes and uploaded to a block chain network, so that the use of traditional paper receipts is omitted, the trade cost is reduced, the receipt transfer and auditing speed is increased, and the trade activity efficiency is improved. Moreover, the circulation information needs to be uploaded to the block chain network in the whole process of goods circulation and is signed and confirmed by the related nodes, so that the effective monitoring of the goods circulation process is realized, the possibility that import merchant nodes carry goods to escape from credit violations is avoided, the trade safety is improved, and faster, safer and more reliable trade activities are realized.

Description

technical field [0001] The present invention relates to the technical field of import bill transfer in trade financing, in particular, to a method for import bill transfer under a letter of credit based on a block chain, and a computer-readable storage medium. Background technique [0002] Import bill transfer refers to the business in which the bank provides short-term financing when the importer applies for foreign payment, and the applicant repays the principal and interest according to the agreed interest rate and time limit. According to the settlement method, it can be divided into import bill advance under letter of credit, import bill advance under collection and import bill advance under remittance. [0003] The import bill under the letter of credit is also called the import letter of credit. In the letter of credit business, the importer as the applicant of the letter of credit should pay and redeem the bill in time after receiving the payment notice from the issu...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q40/02G06Q40/04G06Q50/26
CPCG06Q20/3825G06Q20/389G06Q40/04G06Q50/26G06Q40/03
Inventor 马超群匡先华周中定李信儒兰秋军
Owner HUNAN UNIV
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