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Information processing method and system for realizing virtual user card

A virtual user card and virtual user technology, applied in transmission systems, data processing applications, payment systems, etc., can solve the problems of time cost reduction, inability to apply to all card holding situations, etc., and achieve the effect of ensuring security and time cost.

Active Publication Date: 2017-04-05
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] One purpose of the present invention is to solve the defects in the prior art that cannot be applied to all card holding situations, and ensure the safety of user card issuance and the reduction of time cost in any card holding situation

Method used

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  • Information processing method and system for realizing virtual user card
  • Information processing method and system for realizing virtual user card
  • Information processing method and system for realizing virtual user card

Examples

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Embodiment Construction

[0040] Typical implementations embodying the features and advantages of the present invention will be described in detail in the following description. It should be understood that the present invention can have various changes in different implementations, which do not depart from the scope of the present invention, and the descriptions and diagrams therein are essentially for illustrative purposes, rather than limiting this invention.

[0041] As mentioned above, in order to ensure the security of user card issuance and low time cost in all card holding situations, an information processing method for virtual user card is proposed. The information processing method for implementing the virtual user card is implemented by a computer program. Correspondingly, the constructed information processing system for implementing the virtual user card is stored in the mobile payment terminal to run on the mobile payment terminal to achieve Issuance of a virtual user card and online and o...

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PUM

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Abstract

The invention provides an information processing method for realizing a virtual user card. The method comprises steps: application information is acquired through an online application page of the virtual user card, and a virtual user card application request is initiated to transit service according to the application information; an authentication page identifier returned by the transit service is received, wherein the authentication page identifier is returned by the transit service according to whether the current application is the secondary application of the user card; according to the authentication page identifier, the virtual user card application authentication is jumped to enter, wherein the virtual user card application authentication comprises two-card user authentication and video interview; and the virtual user card information issued according to the authentication passing result is received. Besides, the invention also provides an information processing system for realizing the virtual user card matched with the method. The above information processing method and the system for realizing the virtual user card can be applied to all card holding conditions, and the user card issuing safety and the time cost reduction can be ensured.

Description

Technical field [0001] The invention relates to the technical field of Internet applications, and in particular to an information processing method and system for realizing virtual user cards. Background technique [0002] In daily life and work, users mostly use user cards such as credit cards and debit cards to make their online and offline payments. In general, user cards are obtained by users at any bank branch by themselves. [0003] Specifically, the user card will be obtained by the user submitting application materials and identity documents through the counter of the bank branch, and signing and verifying identity documents in person. After completing this process and verifying the physical user card is made and mailed, it takes a long time for the user to wait. [0004] With the development of the Internet, user cards can also be obtained through the online application service provided by the issuing bank. However, for the issuance of user cards that must pass identity ve...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q20/34G06Q20/40H04L29/06
CPCG06Q20/351G06Q20/4014H04L63/08G06Q40/03G06Q40/02H04L69/00
Inventor 郭懿心韦德志杨耿彬郑伟涛吴文勤
Owner TENCENT TECH (SHENZHEN) CO LTD
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