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Payment method, payment terminal, server and payment system

A payment terminal and server technology, which is applied in the fields of financial equipment, payment terminals, servers and payment systems, information networks, and payment methods, and can solve the problems of electronic cards, account numbers or electronic cards, legacy account information, loss of personal payment terminals, and electronic cards. Or account fraud and other issues, to achieve the effect of being conducive to retrospective tracking, preventing and preventing telecommunication fraud, and improving security

Inactive Publication Date: 2016-10-26
重庆馥莉信息科技有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of the shortcomings of the prior art described above, the purpose of the present invention is to provide a payment method, payment terminal, server and payment system, which are used to solve the problem of electronic cards, account numbers or electronic card and account information left in the payment terminal in the prior art. , or the loss of personal payment terminals, etc., leading to security issues such as electronic cards or account numbers being stolen

Method used

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  • Payment method, payment terminal, server and payment system
  • Payment method, payment terminal, server and payment system
  • Payment method, payment terminal, server and payment system

Examples

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Embodiment 2

[0043] see figure 2 , which is the login verification flow chart of the payment method of the present invention, before step S101, specifically includes:

[0044] Step S201, obtaining the login information of the user, wherein the login information includes a user account and user verification information, and the user verification information includes a user password, biometric information of the user or its sub-users;

[0045] Specifically, a unique user password is set corresponding to the user account, and multiple sub-users are associated with each user corresponding to the user account, and the biometric information includes face information or / and fingerprint information, wherein the user password can be Numbers can also be a combination of numbers and letters. The same user account can be set up with multiple sub-users according to user needs, and the corresponding biometric information is also stored, and the biometric information can also include human biometric inf...

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PUM

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Abstract

The present invention provides a payment method, a payment terminal, a server and a payment system. The method includes: detecting whether received operation instructions are key operation instructions for key control points or not; when the operation instructions are key operation instructions for key control points, verifying biometric information according to the number of the received key operation instructions for key control points until the biometric information is qualified, and then executing the key operation instructions for key control points wherein the key operation instructions for key control points include withdrawals, transfers, payments, settlements, transactions, or password change; and aborting operations when the biometric information verification is not qualified. The invention also provides a payment terminal, a server and a system based on this method, which not only improves the security of the payment, but also helps realize the tracking and tracing. Using technology for the real name registration management for property funds, the method can effectively prevent telecommunication frauds, money laundering and other illegal and criminal activities.

Description

technical field [0001] The present invention belongs to the technical field of financial equipment, information network, especially mobile Internet network transaction payment, etc., and in particular relates to a payment method, payment terminal, server and payment system, a setting method and operation procedure flow for identification, verification and encryption of identity information Control of key ring nodes. Background technique [0002] Biometric Identification Technology (Biometric Identification Technology) refers to a technology that uses human biometrics for identity authentication. More specifically, biometric identification technology is to use the inherent physiological characteristics and behavioral characteristics of the human body to verify and identify personal identity through the close combination of high-tech means such as computer and optics, acoustics, biosensors and biostatistics principles. , is a biometric identification technology based on human...

Claims

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Application Information

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IPC IPC(8): G06Q20/34G06Q20/38G06Q20/40
CPCG06Q20/351G06Q20/382G06Q20/40145
Inventor 康桥
Owner 重庆馥莉信息科技有限公司
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