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Identity recognition method for remote account opening and server and system

An identification and server technology, applied in the field of communication, can solve problems such as obsolete, unclear, and non-passing

Inactive Publication Date: 2016-06-08
WEBANK (CHINA)
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide an identity recognition method, server and system for remote account opening, aiming to solve the problems caused by some users’ face recognition problems caused by identification platforms such as the central bank or the Ministry of Public Security’s unclear or obsolete photos when opening an account remotely. Identify the problems that fail to improve the pass rate of remote account opening for users, thereby improving user experience

Method used

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  • Identity recognition method for remote account opening and server and system
  • Identity recognition method for remote account opening and server and system
  • Identity recognition method for remote account opening and server and system

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Embodiment Construction

[0035] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0036] For the identification method for remote account opening provided by an embodiment of the present invention, refer to figure 1 , the identity recognition method for remote account opening includes the following steps:

[0037] Step S101, obtaining the account opening application personal information input by the user through the client terminal and receiving the user information scanned by the client terminal;

[0038] In this embodiment, the client may be various mobile terminals such as a mobile phone terminal, a notebook computer, a tablet computer, and a portable electronic device, or may be a fixed PC terminal. In this embodiment, the mobile terminal is preferably a mobile phone. It can be understood that the client can also be a remote account opening application program downloaded on the mobile terminal...

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Abstract

The invention discloses an identity recognition method for remote account opening. The identity recognition method comprises the following steps that account opening application personal information inputted by a user through a client side is acquired and user information scanned by the client side is received; when the account opening application personal information and the user information are consistent, a user face image photographed by the client side through starting a camera is acquired and the user face image is compared with a target image and identified, and a similarity score is calculated through combination of a live detection technology; and when the similarity score is within a first preset range, a video conversation mode with the client side is started, the target image is updated and a high-definition image database is established so that the user face image is enabled to be identified through comparison with the updated target image when the user face image is acquired again. The invention also discloses a server and a system. Passing rate of remote account opening of the user can be enhanced so that user experience can be enhanced.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to an identification method, server and system for remote account opening. Background technique [0002] The domestic banking industry usually adopts the method of face-to-face signing at the offline counter, and the bank business personnel handle the bank card account opening business for customers face-to-face. However, due to the lack of resources in the bank's offline outlets and the long offline processing process, it is easy to bring inconvenience to customers. In order to solve this problem, existing solutions adopt remote account opening to improve the efficiency of account opening, but in the process of remote account opening by users, the user's target picture used for comparison for the first time is usually taken from the People's Bank of China (referred to as the central bank) or The face pictures retained by the Ministry of Public Security, and some users’ face ...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06K9/00
CPCG06Q40/02G06V40/161
Inventor 卢道和陈朝亮杨军黄叶飞程志强钟伟杨海军
Owner WEBANK (CHINA)
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