Facial recognition based mobile phone secure payment system and payment method thereof

Abstract

The invention relates to a facial recognition based mobile phone secure payment system, which comprises four modules including a user A, a merchant B, a payment mechanism C, and an identity recognition mechanism D, wherein the modules are loosely coupled and interact via information. A payment method using the mobile phone secure payment system provided by the invention differs from the traditional face payment method in that the face authentication and the mobile phone payment are organically integrated in the flow, the identity recognition mechanism D is added in the existing mobile phone payment flow, and the secure flow of mobile phone payment is expanded among the user A, the payment mechanism C and the identity recognition mechanism D. In addition, the existing phone payment system is reused to a large extent, the deployment and the upgrading can be quickly realized, the construction cost is low, the risk of payment caused by the pavement of mobile phone non-users can be effectively reduced, and an important role in mobile internet e-commerce is played.

Description

technical field [0001] The invention relates to the fields of computer technology and network, in particular to a face recognition-based mobile phone security payment system and a payment method thereof. Background technique [0002] With the rapid development of global 3G / 4G networks and the rapid popularization of smart phones, the mobile payment business at home and abroad has shown explosive growth, and the market space is huge. Statistics from market research firm Gartner show that by the end of 2012, the number of global mobile payment users reached 212 million, three times that of 2009. According to Gartner's prediction, by 2016, the global mobile payment transaction volume will rise to 600 billion US dollars, and the development prospect is very impressive. [0003] The biggest problem with mobile payment is security. Mobile payment relies on an open, low-security public network as an integral part of the information transmission line, and transaction data and devi...

AI Technical Summary

Problems solved by technology

For example, the patent application No. 201310422613.X discloses a face recognition payment system, including a face collection terminal and a payment center server. The payment center server is used to compare the face image captured by the camera with the face image stored in advance Consistent, the payment center server pays when the comparison results are consistent; the patent application number is 201410101181.7 discloses a face payment authentication system and method, the authentication system includes face original data binding, facial quality evaluation, facial posture correction, Five modules of face recognition and payment data intelligent processing, but these two face payment methods focus on face recognition and authentication, and do not organically integrate face authentication and mobile payment in the process

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