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Secure fingerprint transaction paying method and system

A fingerprint and transaction technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of inability to guarantee transaction payment security, inability to identify fake fingerprint information, etc., to ensure security and legitimacy, and improve the effect of security level

Inactive Publication Date: 2015-04-01
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is to provide a method and system for secure fingerprint transaction payment, which solves the problem that the existing payment system cannot identify fake fingerprint information and cannot guarantee the security of transaction payment

Method used

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  • Secure fingerprint transaction paying method and system
  • Secure fingerprint transaction paying method and system
  • Secure fingerprint transaction paying method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0114] Please refer to the figure, embodiment one of the present invention is:

[0115] The practical application of a secure fingerprint transaction payment method is as follows:

[0116]The customer has registered fingerprint information in this payment system in advance. When the customer needs to pay, the customer only needs to stretch out his finger to perform fingerprint identification on the fingerprint identification terminal. The system server 2 automatically locks the user account according to the fingerprint information uploaded by the terminal and requires the terminal Prompt for a password. After the client inputs the password, the server 2 will determine whether the password is correct. If the password is incorrect, the transaction or authorization is rejected. If the password is correct, the system server 2 will automatically send a dynamic challenge code to the mobile terminal 3 of the client. Customers need to enter the dynamic challenge code within the spe...

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PUM

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Abstract

The invention provides a secure fingerprint transaction paying method and system. The system comprises a paying terminal, a server and a mobile terminal which are in wireless communication connection. The method comprises the following steps: the paying terminal collects and obtains fingerprint image information; characteristic data of the fingerprint image information are extracted and sent to the server; the server judges whether the characteristic data are stored in a database, and if yes, identification is passed; the paying terminal submits a dynamic password identification request to the server, and the server sends a first random verification code to the mobile terminal legally registered by a paying party; the mobile terminal receives a second random verification code and inputs the code, if the server determines that the second random verification code has timeliness, and whether the second random code and the first random verification code are consistent is compared; and if the second random code and the first random verification code are consistent, verification is passed. At least double identification and verification are adopted to ensure that the paying party is a legal user, the characteristic of concise and convenient transaction flow is considered, and the security level of a financial transaction process is increased.

Description

technical field [0001] The invention relates to the field of transaction payment, in particular to a method and system for secure fingerprint transaction payment. Background technique [0002] Fingerprint payment is undoubtedly one of the most promising technologies in the current wave of mobile payment. Since there is no need to use actual credit media (such as cards, account numbers, checks, etc.) during payment verification, it brings great convenience to users. Compared with credit media (cards, account numbers, checks, etc.) fingerprints do not need to worry about loss. Theoretically, the probability of two fingerprints being repeated is 1 in 64 billion. As a password, fingerprints already have sufficient security and verification uniqueness. However, this system still has loopholes under the current technical conditions, and the loopholes are enough to offset the security of payment. [0003] At present, the entire fingerprint recognition sensor can be roughly divid...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/382G06Q20/40145
Inventor 张乾伍胡长发
Owner FUJIAN LANDI COMML EQUIP CO LTD
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