Payment method capable of consumption payment by mobile phone on basis of two-dimension code and payment system thereof

Abstract

The invention discloses a payment method capable of consumption payment by a mobile phone on the basis of two-dimensional code and a payment system thereof. The payment system is composed of a two-dimensional code image (1) and a mobile phone payment part (2), wherein the two-dimensional code image obtains a corresponding bank credit card from the mobile phone, and the mobile phone payment part adopts the mobile phone for consumption payment after customers consume. A camera on a cash register is used to read a two-dimensional code stored on a mobile phone to extract information from a client bank credit card and connect to a bank system for consumption payment for the client. The invention adds a new consumption payment mode on the basis of the original card swiping consumption, i.e. the mobile phone is used for payment, thus solving the problems of various bank cards, difficult carrying and the like in the prior art. The invention can adopt mobile phones for consumption payment without swiping cards, safely and conveniently realizes relative payment from mobile phones to bank system modes, reduces troubles for clients to carry various bank credit cards, improves reading speed and efficiency, and has the advantage of favourable instantaneity, and is simple and practical.

Description

technical field [0001] The invention relates to a payment method for consumption settlement and a payment system thereof, in particular to a payment method and a payment system for consumption settlement using a mobile phone based on a two-dimensional code. Background technique [0002] In today's information age, mobile phones have spread in every corner of people's lives. With the convenience of carrying them anytime, anywhere, they will become an important application tool for people's business and life in the future, and they are indispensable for people now. According to statistics, by the end of 2008, my country's mobile phone customer population had reached 420 million, and it has already become the world's largest mobile phone owner. [0003] A two-dimensional barcode is a barcode that stores information in a two-dimensional space in the horizontal and vertical directions, that is, a two-dimensional barcode is a black and white graphic recording data symbol that is d...

AI Technical Summary

Problems solved by technology

With the development of science and technology, various new payment methods are constantly emerging. For example, payment methods that use mobile devices (mobile phones) as payment media cannot be completed through traditional POS systems.

[0006] The existing two-dimensional code image reading only considers grayscale binarization and then rotates to separate the binary code stream. However, in actual situations, especially when the two-dimensional code on the screen is read, there are often noises such as highlights and jitters. Pollution, resulting in lower literacy rates

The reading method published in the invention patent number ZL200710099877.0 uses gray scale, median filtering, and binary image processing in order, but in practical applications, using sorting to calculate the median is very time-consuming and cannot meet real-time performance requirements

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