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Safe web bank system and realization method thereof

A banking system and online banking technology, applied in the field of information security, can solve the problems of increasing the cost of banks and customers, and achieve the effects of low equipment cost, high security performance, and prevention of illegal access

Inactive Publication Date: 2009-09-09
TSINGHUA TONGFANG CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

But in this way, the custody of USBKey becomes a crucial issue, which increases the cost of banks and customers to a certain extent

Method used

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  • Safe web bank system and realization method thereof
  • Safe web bank system and realization method thereof
  • Safe web bank system and realization method thereof

Examples

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Embodiment Construction

[0028] see Figure 1 to Figure 3 , the present invention includes a server end and a client end connected through a network. The client has a built-in trusted computing cryptographic support platform including trusted cryptographic module TCM and TCM service module TSM, and the digital certificate and private key obtained by the customer from the bank are stored in the trusted cryptographic module TCM. The trusted cryptographic module TCM is composed of input / output, SMS4 engine, SM3 engine, HMAC engine, non-volatile memory, SM2 engine, random number generator, execution engine and volatile storage module that communicate with each other through the bus. The SM2 engine generates SM2 key pairs and performs SM2 encryption / decryption and signature operations. The SM3 engine performs hash operations. The SMS4 engine performs SMS4 symmetric key operations. The non-volatile memory and volatile memory are used to store permanent data and temporary data respectively.

[0029] The Tru...

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PUM

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Abstract

The invention provides a safe web bank system and a realization method thereof, and relates to information security technology. The system comprises a server end and a client which are connected through a network. The system comprises structural characteristics that a trusted computing code supporting platform comprising a trusted code module TCM and a TCM service module TSM is embedded in the client; and a digital certificate and a private key acquired by a customer from a bank store is positioned in the trusted code module TCM. Compared with the prior art, the safe web bank system and the realization method thereof construct a trusted computing environment by using a TCM security chip, and have the characteristics of low cost, high security, good reliability, and convenient use.

Description

technical field [0001] The invention relates to information security technology, in particular to a system for securely accessing online banking by a terminal computer utilizing trusted computing technology and a method for realizing the same. Background technique [0002] With the continuous development of network technology and financial industry, it has become a common method adopted by major domestic banks to carry out various financial services on the network as a trading platform. With the continuous growth of online banking business volume and the acceptance of this business model by more and more corporate and individual customers, various security incidents continue to appear, and the security risks of online banking are also receiving more and more attention. . [0003] In order to ensure the security of online banking business, major domestic banks adopt various means to avoid security risks, the main security means are as follows. [0004] One is account plus p...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06F21/00H04L29/06G06F21/44G06Q40/02
Inventor 刘锋周培军
Owner TSINGHUA TONGFANG CO LTD
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