Financial POS supervisor and its management method

Abstract

The present invention discloses a financial POS manager and the management method thereof. The present invention has the technical proposal that the financial POS manager includes a communication interface circuit, a microcontroller circuit, a data memory circuit, a display circuit, and a keyboard circuit, wherein, the communication interface circuit accomplishes the communication between a microcontroller and a financial POS terminal or a PC; the microcontroller circuit memorizes and runs a control software to achieve the function of the present invention; the data memory circuit memorizes the data of the financial POS terminal, such as program, parameter, etc; and the display circuit and the keyboard circuit form a man-machine interface to be operated by men. The present invention also discloses the management method of the financial POS manager, and the management method consists of a receiving method of the financial POS program and the parameter, a sending method of the financialPOS program and the parameter and a controlling method of an operation authority.

Description

technical field [0001] The present invention relates to a manager, more specifically, the present invention relates to a financial POS manager and its management method. Background technique [0002] Since Bank of China issued the first bank card in 1985, my country's bank card industry has gone through more than 20 years. In this short period of more than 20 years, my country's bank card industry has grown from scratch to a large one. The number of cards issued is close to 1.2 billion, 520,000 merchants are accepted, the annual transaction amount exceeds 60 trillion yuan, and more than 300 cities have been connected to the Internet. General Motors has become the emerging market with the most development potential in the world. Domestic banks also generally regard bank card business as a comprehensive platform for retail banking business and attach great importance to it. [0003] According to the statistics of China UnionPay, by the end of 2006, the total number of bank car...

AI Technical Summary

Problems solved by technology

[0010] There are three main ways to download the program of the financial POS terminal: one is local download, and the program is transferred to the terminal by running the tool software provided by the manufacturer on the PC. The PC and the financial POS terminal are connected with a communication cable, and COM communication is generally used. Port, USB port or Ethernet port, etc. This method is reliable and fast, and is the main method for downloading financial POS terminal programs, but it requires a close connection between the PC and the terminal

The second is remote downloading. The financial POS terminal is connected to the remote program downloading system through telephone line, GPRS / CDMA wireless network, WAN, etc. to receive the application program. This method has slow download speed, complicated operation, low success rate and background The management system has a large investment and is generally rarely used

The third is terminal intercommunication, which is to connect two terminals of the same model with an intercommunication cable, and transfer the application program and data in one terminal to the other terminal as it is, sometimes called clone transmission. Transfers are also faster, but only as-is

The second is to configure directly on the terminal. The application program in the financial POS terminal contains the function of modifying parameters, which is used by installation and maintenance personnel. However, due to the small keyboard of the terminal, it is not convenient to input and modify parameters, especially Chinese parameters.

The third is remote parameter configuration. The financial POS terminal is connected to the background host through the communication line, and the corresponding parameters are automatically downloaded from the host. This method requires less manual intervention, but the speed is slower, especially the key parameters such as the terminal number must be correct. , otherwise the wrong parameters will be downloaded

[0022] 2. On-site maintenance is inconvenient and equipment investment is large

Laptops are inconvenient to carry. The general weight is 2 to 3 kilograms, and the lightest one is more than 1 kilogram. It is a big burden for the maintenance personnel, and the maintenance personnel also need to carry other equipment such as replacement parts

In addition, the battery operation time of the laptop computer is not long enough, and it is often necessary to connect the power supply of the laptop computer in the small checkout space of the merchant

Of course, the price of five to six thousand to tens of thousands of laptops is not a small investment. Sometimes it is impossible to equip each maintenance personnel with a laptop due to financial reasons.

[0024] 3. Many safety hazards and poor reliability

[0027] 4. Low work efficiency and inconvenient management

[0029] If the above problems cannot be satisfactorily resolved, it will not only increase the investment of commercial banks and professional service companies in the maintenance and personnel training of the financial POS system, but also seriously threaten the safe operation of the financial POS system, which will directly affect the rapid development of the bank card industry. develop

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