Abnormal information identification method and device, computer device and storage medium

Abstract

The invention discloses an abnormal information identification method and device, a computer device and a storage medium, and the method comprises the steps: obtaining the feature information of a user, and constructing an information table; when the preset key information in the feature information of the same user is changed, marking the user as an abnormal party; calling a distributed computingengine to traverse the information table, and after carrying out distributed allocation on the feature information of all the abnormal parties in the information table, converting the allocated feature information of each group of abnormal parties into an information object; determining an exception rule matched with the feature information in the information object in the exception rule set; selecting a rule engine, and obtaining an output processing result by utilizing the rule engine; and sending the feature information of the abnormal party with the abnormal processing result to a presetmanagement party. According to the method, the accuracy and the efficiency of monitoring the abnormity of the user are improved, and the efficiency and the speed of judging the abnormity are also improved, so that the user is prevented from being damaged in time.

Description

technical field [0001] The present invention relates to the field of data analysis, in particular to an abnormal information identification method, device, computer equipment and storage medium. Background technique [0002] Nowadays, the scope of loan business is getting wider and wider, and a relatively large part of the loan business needs to lend loans to borrowers through various channels and intermediaries. Because these channels and intermediaries are not banking institutions, in the event that the borrower fails to repay the loan in time or In the case of refusal to repay the loan, in order to obtain service fees from the banking institution it represents and reduce the borrower's dishonesty rate so as to improve its credit investigation in the banking institution, there are often fraudulent acts such as repaying the loan on behalf of the borrower. It takes time for banking institutions to identify fraudulent behavior by borrowers, resulting in substantial financial ...

AI Technical Summary

Problems solved by technology

[0002] Nowadays, the scope of loan business is getting wider and wider, and a relatively large part of the loan business needs to lend loans to borrowers through various channels and intermediaries. Because these channels and intermediaries are not banking institutions, in the event that the borrower fails to repay the loan in time or In the case of refusal to repay the loan, in order to obtain service fees from the banking institution it represents and reduce the borrower's dishonesty rate so as to improve its credit investigation in the banking institution, there are often fraudulent acts such as repaying the loan on behalf of the borrower. time for banking institutions to identify fraudulent behavior by borrowers, resulting in substantial financial losses, and there is currently no method for accurately identifying abnormal behavior by agents or users

Images