Bank service authorization judgment method and system

Abstract

The invention discloses a bank service authorization judgment method and system. The method comprises the steps of obtaining client identity authentication information corresponding to a client who handles a target bank service; Obtaining service content information generated by a client who handles the target bank service; Generating a bank service authorization judgment request according to theclient identity authentication information and the service content information; And according to a preset bank service authorization judgment rule, the bank service authorization judgment request is approved, and a bank service authorization judgment result is obtained. Due to the fact that the bank service authorization judgment request can be automatically approved according to the preset bank service authorization judgment rule, manual participation is not needed in the authorization approval process, and the accuracy of the bank service authorization judgment result is improved.

Description

technical field [0001] The present invention relates to the field of financial technology, in particular to a method and system for judging authorization of banking business. Background technique [0002] Commercial bank outlets mainly include counter banking and self-service banking channels. The counter banking business channel is mainly for the tellers to operate the corresponding banking business of customers on behalf of customers. Self-service banking business channels mainly rely on smart counters, super counters and other machines and tools, and customers can independently complete banking business operations on smart counters, super counters and other machines and tools under the guidance of account managers. [0003] In order to prevent illegal banking operations, commercial banks will set up a banking authorization judgment mode in the process of business processing to authorize counter banking and self-service banking. The existing banking business authorizatio...

AI Technical Summary

Problems solved by technology

However, both of the above two banking business authorization determination modes require manual participation in the approval authorization process, and there are problems in the process of manual participation in the approval authorization process, such as the inability to fully grasp the banking business information and subjective judgments, resulting in inaccurate results of the banking business authorization determination and approval

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