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A mobile payment method, device and mobile terminal

A mobile terminal and orientation technology, which is applied in the payment system, payment system structure, protocol authorization, etc., can solve the problems of user verification information leaking, payment application sending payment request is not safe, and user identity consistency cannot be identified, etc., to achieve Strengthen the uniqueness and enhance the effect of security

Active Publication Date: 2021-12-10
JUHAOKAN TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In view of this, the present invention provides a method, device and mobile terminal for transmitting a payment request when a payment behavior occurs on a mobile terminal, so as to solve the problem of being unable to identify the user when verifying fingerprint information in the mobile terminal due to easy leakage of user verification information. Consistency of identities, resulting in unsafe payment applications sending payment requests

Method used

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  • A mobile payment method, device and mobile terminal
  • A mobile payment method, device and mobile terminal
  • A mobile payment method, device and mobile terminal

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] like figure 2 Shown is a flowchart of a method for transmitting a payment request when a mobile terminal collects fingerprint information according to the present invention, and the method includes the following specific steps:

[0033] Step S110: when the fingerprint information is received, extracting the first orientation of the fingerprint direction indicated by the fingerprint ridge line from the fingerprint information;

[0034] In this embodiment, the mobile terminal includes a display screen and a fingerprint collector located at the lower end of the display screen. When the user's payment behavior occurs on the mobile terminal, the payment behavior includes the user's finger falling into the touch area of ​​the fingerprint collector and the user's adjustment. The geographical orientation of the mobile terminal, the user's finger is in the aforementioned touch area, the fingerprint collector will collect the fingerprint information in the touch area, and based ...

Embodiment 2

[0078] Based on the same idea, Embodiment 2 of the present invention also provides a device for transmitting a payment request when payment occurs on a mobile terminal. The device can be implemented by software, or by hardware or a combination of software and hardware. Taking software implementation as an example, the device for transmitting payment requests of the present invention is a device in a logical sense, which is formed by reading the corresponding computer program instructions in the memory through the CPU equipped with it and then running it.

[0079] Please refer to Figure 8 , is an apparatus 800 for transmitting a payment request in an exemplary embodiment of the present invention. The apparatus 800 is capable of collecting fingerprint information and sensing the geographical orientation of a mobile terminal according to user payment behavior. The apparatus 800 includes the following specific units:

[0080] An extracting unit 810, configured to, when receiving ...

Embodiment 3

[0090] refer to Figure 9 As shown, Embodiment 3 of the present invention also provides a mobile terminal 900, the mobile terminal 900 includes a processor 910, a fingerprint collector 920, a communication interface 940, and the Compass app and payment app.

[0091] Wherein, the fingerprint collector 920 is used to collect fingerprint information according to the user's payment behavior, and when receiving the fingerprint information, extract the first orientation of the fingerprint direction represented by the fingerprint ridge line from the fingerprint information;

[0092] When the compass application program and the payment application program are running on the processor 910, the processor 910 reads the orientation information set from the fingerprint feature library 950, and is used to calculate the associated orientation and the first orientation, and is used to characterize the aforementioned geographic orientation. The angle between the second bearings of ;

[0093]...

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Abstract

The invention relates to the technical field of mobile payment, and provides a mobile payment method, device and mobile terminal. The method includes: collecting fingerprint information and sensing the geographical orientation of the mobile terminal according to the user's payment behavior; when receiving the fingerprint information, extracting from the fingerprint information the first orientation indicated by the fingerprint ridge line indicating the direction of the fingerprint; For the associated orientation in the information set, verify the angle between the associated orientation and the first orientation, and the second orientation used to characterize the geographic orientation; After successfully verifying the information, transmit the payment request through the payment application. Therefore, the present invention can solve the problem that the consistency of the user's identity cannot be identified when the fingerprint information is verified in the mobile terminal due to the easy leak of the user's fingerprint, thus causing the problem that the payment application sends the payment request unsafely.

Description

technical field [0001] The present invention relates to the technical field of mobile payment, in particular to a method, device and mobile terminal for transmitting a payment request when a payment behavior occurs on a mobile terminal. Background technique [0002] In the related mobile payment technology, the mobile terminal includes a payment verification method based on fingerprint image and digital password. Enter the fingerprint image or digital password matching in the payment application to perform payment verification. [0003] Take payment verification on mobile phones as an example, such as figure 1 As shown, the mobile phone 100 includes a payment application pre-registered with the first fingerprint image. When the payment application is in the running state, the aforementioned payment application includes a payment page 110, and the aforementioned first fingerprint image and digital password input are displayed on the payment prompt box 111. Control, during t...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/40G06Q20/32
CPCG06Q20/3224G06Q20/382G06Q20/40145
Inventor 王垚
Owner JUHAOKAN TECH CO LTD
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