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Payment request processing method, payment request processing device and terminal

A technology of payment request and processing method, applied in the direction of payment system structure, data processing application, program control device, etc., can solve the difficulty of fingerprint identification implementation, the inaccuracy of physical information and the unique representation of legal users, and the difficulty of resource integration, etc. question

Active Publication Date: 2016-06-01
YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Applepay's fingerprint identification implementation is more difficult and involves the difficulty of resource integration;
[0006] The payment scheme for other signs is not very mature at present, and the collected sign information cannot accurately and uniquely represent legitimate users

Method used

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  • Payment request processing method, payment request processing device and terminal
  • Payment request processing method, payment request processing device and terminal
  • Payment request processing method, payment request processing device and terminal

Examples

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Embodiment Construction

[0038] In order to have a clearer understanding of the above objects, features and advantages of the present invention, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, in the case of no conflict, the embodiments of the present application and the features in the embodiments can be combined with each other.

[0039] In the following description, many specific details are set forth in order to fully understand the present invention. However, the present invention can also be implemented in other ways different from those described here. Therefore, the protection scope of the present invention is not limited by the specific details disclosed below. EXAMPLE LIMITATIONS.

[0040] figure 1 A schematic flowchart showing a method for processing a payment request according to an embodiment of the present invention.

[0041] like figure 1 As shown, a method for processing ...

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PUM

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Abstract

The invention discloses a payment request processing method, a payment request processing device and a terminal. The payment request processing method comprises following steps: when the terminal monitors a payment request, judging whether a target payment operation matching with a preset payment operation is obtained; when the judging result is yes and an accurate payment key is obtained, responding to the payment request; or, rejecting the payment request. Through the technical solution of the invention, the payment security of the user can be fully ensured through a simple, feasible and secure payment solution; the payment security is further improved; and the payment experience of the user is improved.

Description

technical field [0001] The present invention relates to the technical field of terminals, in particular, to a payment request processing method, a payment request processing device and a terminal. Background technique [0002] At present, the safe payment scheme of domestic mobile terminals is basically a password plus a SMS verification code, while some of Alipay's quick payment methods do not even have a SMS verification code, which leads to a huge payment security risk; the relatively safe payment scheme in the world (such as Apple's Applepay) is to achieve secure payment through the fingerprint recognition of the embedded chip and NFC (Near Field Communication, short-range wireless communication technology), so that the mobile phone directly replaces the credit card. This payment scheme makes user experience and security both It is relatively high, but this solution is technically difficult and involves the integration of resources with financial institutions; and the ac...

Claims

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Application Information

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IPC IPC(8): H04L9/32G06Q20/32G06F9/445
Inventor 付世清
Owner YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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