Financial service terminal based on cloud computing

Abstract

The invention relates to the technical field of financial equipment, in particular to a financial service terminal based on cloud computing, which comprises a financial transaction database, a fraud information database, a cloud computing server and a financial service terminal, wherein corresponding financial transaction information and fraud information can be updated in time by setting the financial transaction database and the fraud information database; the cloud computing server calls data in the financial transaction database and the fraud information database through the network, the information storage capacity of the terminal equipment can be reduced by calling the data through the network, and the cloud computing server performs data interaction with the financial service terminal through the network. According to the invention, the cloud computing server calculates the fund expenditure management type of the remitter and the fund income management score of the payee, thereby evaluating the remittance risk, reducing the financial loss of the depositor caused by property transfer from the source, and effectively guaranteeing the property safety of the masses.

Description

technical field [0001] The invention relates to the technical field of financial equipment, in particular to a financial service terminal based on cloud computing. Background technique [0002] Financial services refer to the entire financial industry performing its various functions to promote economic and social development. Specifically, financial services refer to financial institutions providing customers with various services including financing investment, savings, credit, settlement, securities trading, commercial insurance and financial information consulting through business activities. [0003] There are two common methods of financial services, one is settlement through ATM machines, and the other is on-site processing through counters. Since ATM inter-bank transfers are delayed, there is enough time for depositors to stop losses in time. As a result, more telecommunication frauds use the method of guiding depositors to transfer money at the counter to carry out...

AI Technical Summary

Problems solved by technology

[0003] There are two common methods of financial services, one is settlement through ATM machines, and the other is on-site processing through counters. Since ATM inter-bank transfers are delayed, there is enough time for depositors to stop losses in time. As a result, more telecommunication frauds use the method of guiding depositors to transfer money at the counter to carry out property transfers. However, telecommunication frauds emerge in endlessly, and bank tellers have not been trained, causing a large number of depositors to lose their funds. Therefore, a financial system based on cloud computing is needed. Service terminals to reduce the loss of people's property caused by telecommunication fraud

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