Debit card information processing method and system

Abstract

The invention discloses a debit card information processing method and system, which can be used in the financial field, and the method comprises the following steps: a backup environment of a core bank system obtains debit card information, determines a first to-be-cleaned debit card text according to the debit card information, and sends the first to-be-cleaned debit card text to a financial IC card; the main production environment of the core bank system receives a second to-be-cleaned debit card text sent by the financial IC card, and generates a cleaning result text after screening the second to-be-cleaned debit card text according to the debit card information; the backup environment of the core bank system generates a cleaning report according to the cleaning result text; and the backup environment of the core bank system sends the cleaning report to the financial IC card. According to the invention, debit card information processing can be carried out, invalid cards can be checked, the labor cost is saved, and the processing efficiency and accuracy are improved.

Description

technical field [0001] The invention relates to the financial field, in particular to a debit card information processing method and system. It should be noted that the debit card information processing method and system of the present invention can be used in the financial field, and can also be used in any field except the financial field. The application field of the debit card information processing method and system of the present invention is not limited. Background technique [0002] According to statistics, "sleep cards" account for 1 / 3 of the total number of bank cards in my country. The so-called "sleep card" refers to the bank card that the customer has left idle and not used for a long time. A huge number of sleep cards will add a lot of management costs to the bank, and more importantly, there are great security risks. Lawbreakers will use idle cards to purchase personal information online, create fake ID cards, and carry out illegal activities such as cashing...

AI Technical Summary

Problems solved by technology

In the prior art, tellers usually check whether customers hold idle cards one by one, and conduct a series of correlation queries on the cards held by customers to confirm whether the cleaning conditions are met. However, the following problems obviously exist in the manual operation of tellers: 1. 1. The processing efficiency is low, and only one piece of customer information can be processed at a time, which seriously consumes labor costs; 2. By manually confirming whether the clearance conditions are met one by one, some special circumstances are often missed, resulting in the wrongful clearance of some debit cards that should not be cleared; 3. There is often a certain delay in regular manual cleaning, and it is impossible to clean up the debit card as soon as it expires, leaving opportunities for criminals to take advantage of their illegal activities

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