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Business resource allocation method and device, equipment and storage medium

A business resource and resource allocation technology, which is applied in the field of equipment and storage media, business resource allocation methods, and devices, can solve problems such as strong subjectivity and long decision-making cycle, and achieve resource application cycle shortening, decision-making cycle shortening, and accuracy high effect

Active Publication Date: 2020-05-12
东方微银科技股份有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In view of this, the purpose of the present invention is to propose a business resource allocation method, device, equipment and storage medium to solve the problem of long decision-making cycle and strong subjectivity in micro-loans

Method used

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  • Business resource allocation method and device, equipment and storage medium
  • Business resource allocation method and device, equipment and storage medium
  • Business resource allocation method and device, equipment and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment approach

[0167] As an implementation manner, the data acquisition module 501 includes:

[0168] The data source interface calling unit is used to obtain the data source and the data source interface of the data source, and call the data source interface;

[0169] A request message sending unit, configured to send the original data request message to the data source via the data source interface;

[0170] The return message receiving unit is used to receive the original data return message from the data source based on the original data request message feedback;

[0171] The parsing unit is used to parse the original data return message to obtain the original data;

[0172] or,

[0173] A call request sending unit, configured to send a call request to a data source, so that the data source generates a specified file and synchronizes it to a specified shared area;

[0174] The specified file parsing unit is configured to download the specified file from the specified shared area, and ...

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PUM

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Abstract

The invention discloses a business resource allocation method and device, equipment and a storage medium, and the method comprises the steps: obtaining original data related to a resource applicant, and enabling the original data to comprise one or more types of bank data, credit investigation data, tax data, business data and judicial data; processing the original data, and calculating index dataaccording to the processed original data; obtaining a score of a resource applicant according to the index data; performing rating mapping based on the score of the resource applicant to obtain the rating result of the resource applicant; and calculating a resource allocation result based on the rating result of the resource applicant, and outputting the resource allocation result to a resource allocation party, so that the resource allocation party performs resource allocation based on the resource allocation result. The obtained resource allocation result is more comprehensive and objective, the accuracy is higher, and the decision period is greatly shortened, so that the resource application period is greatly shortened.

Description

technical field [0001] The present invention relates to the field of information technology, in particular to a service resource allocation method, device, equipment and storage medium. Background technique [0002] The existing business resource allocation method mainly relies on human sea tactics, investigates the resource utilization ability of the business resource applicant, and analyzes it through human experience and judgment, which has the problem of long decision-making cycle and strong subjectivity. Contents of the invention [0003] In view of this, the object of the present invention is to propose a method, device, equipment and storage medium for allocating business resources, so as to solve the problems of long decision-making cycle and strong subjectivity in micro-loans. [0004] Based on the above purpose, the first aspect of the present invention provides a method for allocating service resources, the method comprising: [0005] Obtain raw data related to...

Claims

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Application Information

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IPC IPC(8): G06F16/215G06F16/25G06Q40/02
CPCG06F16/215G06F16/254G06F16/258G06Q40/03
Inventor 吕健徐啸邹亚兵罗欢吉风明李荣花
Owner 东方微银科技股份有限公司
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