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Image visa interview method and device, computer device and storage medium

An image and face-to-face technology, applied in the financial field, can solve the problems of high human success, low security level, low efficiency, etc., and achieve the effect of improving approval efficiency, improving the security level of face-to-face signing, and saving labor costs.

Inactive Publication Date: 2019-12-10
BAIDU ONLINE NETWORK TECH (BEIJIBG) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The existing video face-to-face signing relies on the face-to-face reviewers to conduct manual review, which has the disadvantages of high manpower success and low efficiency, or simple review content and low security level

Method used

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  • Image visa interview method and device, computer device and storage medium
  • Image visa interview method and device, computer device and storage medium
  • Image visa interview method and device, computer device and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0028] figure 1 It is a schematic flow chart of an image face-to-face signing method provided by Embodiment 1 of the present invention. The embodiment of the present invention can be applied to face-to-face signing scenarios of Internet finance and banking and insurance institutions. The method can be executed by an image face-to-face signing device, which can use software and / or or hardware, the device can be integrated in any image face-to-face terminal with network communication function, and the terminal can be a server, such as a server used to complete image face-to-face, or a mobile terminal. Such as figure 1 As shown, an image face-to-face labeling method provided by an embodiment of the present invention may include:

[0029] Step 101. Determine the personal image associated with the identification information input by the user.

[0030] In the embodiment of the present invention, when the user performs face-to-face signing, the identity information input by the use...

Embodiment 2

[0046] figure 2 It is a schematic flow chart of an image face-to-face labeling method provided by Embodiment 2 of the present invention. This Embodiment 2 is optimized on the basis of the foregoing embodiments. Such as figure 2 As shown, an image face-to-face labeling method provided by an embodiment of the present invention may include:

[0047] Step 201. Determine the personal image associated with the identification information input by the user.

[0048] On the basis of the above embodiments, optionally, determining the image of the person associated with the identity information input by the user may include: calling the public trust network interface to obtain the image of the person based on the identity information input by the user; or combining the image with the identity information The avatar of the associated registered user is used as the personal image.

[0049] Step 202: Determine the user's credit records and / or loan times according to the identification ...

Embodiment 3

[0060] image 3 It is a schematic structural diagram of an image face-to-face signing device provided in Embodiment 3 of the present invention. The image face-to-face signing device is applicable to the face-to-face signing scene of Internet finance and banking and insurance institutions. The device executes the image face-to-face signing method provided by any of the above-mentioned embodiments. It can be realized by means of software and / or hardware. Such as image 3 as shown in image 3 As shown, the image face-to-face device can include: a basic image determination module 301, a face-to-face image verification module 302 and a face-to-face voice verification module 303, wherein:

[0061] The basic image determination module 301 is configured to determine the personal image associated with the identification information input by the user.

[0062] The face-to-face image verification module 302 is used to obtain the user's face-to-face image collected by the user terminal...

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Abstract

The embodiment of the invention provides an image visa interview method and device, a computer device and a storage medium. The method comprises the following steps: determining a personal image associated with the identity identification information input by the user; acquiring a user face-to-face signature image acquired by a user side; determining whether the user face-to-face signature image is a living body image or not; and if the user face-to-face signature image is a living body image and the user face-to-face signature image is matched with the personal image, performing voice processing according to the user face-to-face signature image, and determining whether the user reads a face-to-face signature guide text or not according to a voice processing result. According to the imageface-to-face signing method provided by the embodiment of the invention, the labor cost can be saved, the approval efficiency can be improved, and the face-to-face signing security level can be improved.

Description

technical field [0001] The embodiment of the present invention relates to the field of financial technology, and in particular to an image face-to-face signature method, device, computer equipment, and storage medium. Background technique [0002] When a user applies for financial services such as financial credit and education credit from a service agency, the service agency can verify the user's valid certificate information and identity through video face-to-face signing. [0003] In the existing technology, the staff of the service organization usually guides the user to record the video on the device terminal and upload it to the organization review system. The review system reviews the user's actions and identity information based on the video. [0004] In the process of realizing the present invention, the inventor finds that there are at least the following problems in the prior art: [0005] The video face-to-face signing in the prior art relies on the face-to-fac...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K9/00G06Q40/02
CPCG06V40/168G06V40/45G06Q40/03
Inventor 徐军苏振东高楼张西旺刘玉忠陈浩
Owner BAIDU ONLINE NETWORK TECH (BEIJIBG) CO LTD
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