Payment processing method and device, computer equipment and storage medium

Abstract

The invention relates to a payment processing method and system, computer equipment and a storage medium. The method comprises the steps that a payment request sent by a terminal is received, whereinthe payment request carries order data and a password record; a user identifier corresponding to a first password in the password record is acquired; a first preset authentication question is acquiredand sent to the terminal, and a first answer record which is returned by the terminal and corresponds to the first preset authentication question is received; a first authentication answer corresponding to the first preset authentication question is extracted from the order data, and a first voiceprint feature corresponding to the user identifier is looked up; a second authentication answer is recognized from the first answer record, and a second voiceprint feature is extracted; and when the second authentication answer is consistent with the first authentication answer and the second voiceprint feature is successfully matched with the first voiceprint feature, a payment account corresponding to the user identifier is looked up, and the number consistent with the payment number in the order data is deducted from the payment account. According to the method, the payment operation process of a user can be simplified.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a payment processing method, device, computer equipment and storage medium. Background technique [0002] With the development of computer technology, various application programs with payment functions have emerged as the times require. The cashless payment method is convenient and fast, which saves people the trouble of withdrawing cash, and is accepted and used by more and more people. However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated. Contents of the invention [0003] Based on this, it is necessary to address the above technical problems and provide a payment processing method, device, computer equipment and storage medium that can simplify the user's pa...

AI Technical Summary

Problems solved by technology

However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated

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