Payment processing method, apparatus, computer equipment and storage medium

Abstract

The present application relates to a payment processing method, system, computer equipment and storage medium. The method includes: receiving a payment request sent by a terminal, where the payment request carries order data and a password recording; obtaining a user identification corresponding to the first password in the password recording; obtaining a first preset authentication question, and passing the first preset authentication Send the question to the terminal, and receive the recording of the first answer corresponding to the first preset authentication question returned by the terminal; extract the first authentication answer corresponding to the first preset authentication question from the order data, and find the corresponding user ID The first voiceprint feature; identify the second authentication answer from the first answer recording and extract the second voiceprint feature; when the second authentication answer is consistent with the first authentication answer, and the second voiceprint feature is the same as the first voiceprint When the feature matching is successful, search for the payment account corresponding to the user ID, and deduct the value consistent with the payment value in the order data from the payment account. By adopting the method, the user payment operation process can be simplified.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a payment processing method, device, computer equipment and storage medium. Background technique [0002] With the development of computer technology, various application programs with payment functions have emerged as the times require. The cashless payment method is convenient and fast, which saves people the trouble of withdrawing cash, and is accepted and used by more and more people. However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated. Contents of the invention [0003] Based on this, it is necessary to address the above technical problems and provide a payment processing method, device, computer equipment and storage medium that can simplify the user's pa...

AI Technical Summary

Problems solved by technology

However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated

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