IC card non-contact dual-mode payment apparatus based on television terminal and remote controller and method thereof

Abstract

The invention provides an IC card non-contact dual-mode payment apparatus based on a television terminal and a remote controller and a method thereof. The apparatus comprises a digital television set top box client, the remote controller, a network and an electronic bank payment system. The digital television set top box client is provided with a bluetooth receiving head. The remote controller is provided with a non-contact NFC card reading area and an IC card groove. A non-contact NFC card reading module, an IC card reading module, a card reading magnetic head safety encryption module, an information packet safety encryption module, a keyboard number key value mode switching module, a keyboard module, a microprocessor, an infrared communication module and a bluetooth communication module are also included. The microprocessor adopts a PBOC3.0 electronic payment standard double-processor module and adopts a financial security control which passes through detection of a Chinese people bank card detection center. By using the method, safe electronic payment is realized. The apparatus and the method have advantages that non-contact NFC and IC card reading modes can be adopted; through safe encryption, one machine with one password is ensured; a national PBOC3.0 intelligent card terminal machine standard requirement is satisfied; and offline electronic payment of all the financial cards is realized.

Description

technical field [0001] The present invention relates to a remote control device and method, in particular to an IC card contactless dual-mode payment device and method based on a TV terminal and a remote controller. Background technique [0002] Digital TV is the focus of the development of digital consumer electronic information products in the world, and has become a common focus of radio and television, telecommunications, and Internet operators. At present, most of the digital TV systems have completed two-way digital conversion, and gradually realized the integration of three networks and entered the new media era. [0003] The integrated radio and television operators provide end users with more and newer value-added services, such as video-on-demand, Internet access, data-on-demand, online scenario shopping, and so on. While providing services, electronic payment is the most important technical problem among many problems for radio and television operators. Tradition...

AI Technical Summary

Problems solved by technology

Its security controls for financial bank cards, including encryption logic, passwords and encryption algorithms, have not passed the inspection of the Card Security Testing Center of the People's Bank of China after inspection, do not meet the security standards, and cannot guarantee the security of financial data

Moreover, the card reading head is not equipped with a security structure control, which cannot guarantee one machine and one secret, posing a potential risk of being cracked

[0006] 2. The encryption module is solidified into the set-top box through middleware, causing each type of set-top box to be fixed with a different version of the encryption module, which weakens the versatility of the encryption module

[0007] 3. The password input is realized on the TV screen through the option key, which does not meet the standard requirements of the People's Bank of China for the confidentiality and safety of financial equipment, and may easily cause financial data leakage

[0008] 4. Communicate with digital set-top boxes through infrared communication. Encrypted information is easy to be intercepted, the connection distance is short and the sensing range is limited. The infrared transmission characteristics cannot guarantee the one-to-one fixed pairing between the set-top box and the remote control, and cannot guarantee the security of the financial card.

[0009] 5. Not in conformity with the provisions of the PBOC3.0 of the head office of the People's Bank of China

Images