Methodology for identifying local/mobile client computing devices using a network based database containing records of hashed distinctive hardware, software, and user provided biometric makers for authorization of electronic transactions and right of entry to secure locations

Abstract

The present invention consists of methods whereby local / mobile computing devices are registered by collecting a set of hardware and / or software distinctive identifiers to be saved in a validation database residing on a validation database server / Web server, such that the local / mobile computing device can be used as a digital hardware key for right of access and authorization of electronic transactions. This is done by comparing a regenerated set of hardware and / or software distinctive identifiers with those previously registered in the validation database in order to validate the identity of the local / mobile computing device. The invention consists of a first software program executing on a local / mobile computing device that generates the set of hashed and / or encrypted hardware and / or software distinctive identifiers and a second software program resident residing on a validation database server / Web server that manages the validation database.

Description

[0001]This application claims priority from provisional application No. 62 / 134,980, filed Mar. 18, 2015, the entire contents of which are herewith incorporated by reference.CROSS REFERENCE[0002]The present application is related to provisional application No. 61 / 414,679 filed Nov. 17, 2010, the disclosure of which is hereby incorporated by reference.FIELD OF INVENTION[0003]The invention relates to secure authorization of electronic transactions and / or a right of entry to access secure locations through a matching function of regenerated specified distinctive identifiers drawn from a local / mobile computing device to those specified distinctive identifiers previously registered in a validation database, in order to validate the identity of the local / mobile computing device.BACKGROUND[0004]In the cyber world we live in, the issue of security has risen to new heights of awareness and concern. This can range from the security of your financial and personal data to even issues of physical...

AI Technical Summary

Benefits of technology

The present invention aims to enhance security in accessing secure financial card / bank accounts, software applications, websites, and physical things. It does this by validating the identity of a local / mobile computing device being used to initiate the access or authorization request, and ensuring that the request is coming from a local / mobile computing device previously registered in the validation database and fully authorized for use by the rightful account owner. This invention provides a significant step forward in achieving security against fraudulent transactions.

Problems solved by technology

The inclusion of the identity of the local / mobile computing device into the authorization equation creates the requirement for inclusion of something physical into the access / authorization request and thus, there is no longer any opportunity to gain unauthorized access simply in a simply cyber fashion.

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