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Method, system and device for transaction payment using mobile terminal equipment

A technology of mobile terminals and front-end equipment, applied in payment architecture, data processing applications, instruments, etc., can solve problems such as inconvenient management, inconvenient use, waste of resources, etc., achieve concise operation steps, avoid repeated use, and avoid counterfeiting attacks Effect

Inactive Publication Date: 2007-03-14
钟杨 +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] The technical problem to be solved by the present invention is to provide a method and system for transaction payment using mobile terminal equipment to solve the problems of inconvenient use, inconvenient management and waste of resources in the prior art

Method used

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  • Method, system and device for transaction payment using mobile terminal equipment
  • Method, system and device for transaction payment using mobile terminal equipment
  • Method, system and device for transaction payment using mobile terminal equipment

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Embodiment Construction

[0062] In order to make the above objects, features and advantages of the present invention more comprehensible, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0063] Referring to Fig. 1, it is a block diagram of the operating system of the present invention to utilize mobile terminal equipment to carry out transaction payment, including: off-line sales front-end equipment, mobile terminal equipment and payment center, mobile terminal equipment and payment center are connected by wireless communication; Sales front-end equipment is used to receive transaction requests from users, send transaction applications, receive payment information, complete transactions, and even provide users with goods or services; the mobile terminal equipment is used to transmit transaction vouchers and payment vouchers; the The payment center is used to receive transaction applications and send payment confirm...

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Abstract

The disclosed exchange-paying method by mobile terminal device comprises: the selling device generates exchange receipt included item name and random mark; the mobile terminal acquires the receipt and sends it with user ID to the paying center; the latter signs on the receipt by preset private key and codes to obtain payment ACK code to send to the user terminal; the latter transmits the ACK code to the selling terminal; the latter decodes and deciphers the received data to check up validity and complete the process. This invention is simple and low cost.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to an electronic payment method, system and device based on an offline sales front end. Background technique [0002] With the continuous development of information technology and network technology, e-commerce is more and more widely used in product sales because of its convenience and speed. Electronic payment has become a basic payment method in e-commerce. The electronic payment system has changed the traditional payment and settlement method, reduced the cost and improved the efficiency, thus it has developed rapidly. [0003] The current implementation methods of electronic payment are basically divided into two ways: [0004] 1. Sales of front-end equipment based on online mode. In this way, during the transaction process, the sales front-end equipment and the payment center always maintain a network connection relationship, and obtain the user's payment status in real ti...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q20/30
Inventor 吴东钟杨
Owner 钟杨
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