Environmentally hazardous substance insurance system, computer program

Abstract

An environment-related substance insurance system and a computer program. Provides computer systems and computer programs for calculating appropriate insurance premiums to be paid by policyholders to insurers in order to realize environmental-related substance insurance that guarantees environmental-related substance-containing accidents. Provided is an environment-related substance insurance system that calculates insurance premiums for environment-related substance insurance that compensates for losses when products of an insured person contain environment-related substances due to accidents, characterized by having: an input / output processing unit (23) inputting at least information specifying environment-related substances as insurance targets and information on analysis results of products related to the contractor as contractor information related to the insured; 21); an insurance premium calculation unit (CPU22) that calculates an insurance premium based on the contracting party information stored in the contracting party information storage unit (21).

Description

technical field [0001] The present invention relates to environment-related material insurance, and in particular to a system and computer program for calculating insurance premiums payable by policyholders to insurers. Background technique [0002] In February 2003, the Rohs Order ("Order of the European Parliament and the Council on the Restriction of the Use of Specific Hazardous Substances Contained in Electrical and Electronic Equipment") came into effect. Use lead, mercury, cadmium (Cadmium), hexavalent chromium (Cromium (VI)), polybrominated biphenyl (poly brominated biphenyl) (PBB), polybrominated diphenyl ether (polybrominated diphenyl ether) ( PBDE). In addition, laws and regulations concerning various environment-related substances (that is, substances that have an impact on the human body or the environment and should be regulated by law) also exist or are gradually being established in the world. Therefore, as a company, it is necessary not only to consciously...

AI Technical Summary

Problems solved by technology

For small and medium-sized enterprises, it is sometimes difficult to carry out these managements independently

[0004] On the other hand, if an accident occurs, huge losses may be incurred, and risk reduction becomes an important issue for manufacturers and sellers

It is also conceivable that when an accident occurs, there is a possibility for the small and medium-sized enterprise to bear the debt that it cannot pay, and there is a possibility that it will cause trouble to the customer due to the failure to pay

It would be nice to have a comprehensive insurance or guarantee system for such risks, but there is currently no insurance covering environmentally-related substances

Although product liability insurance can be applied when a product liability (Product Liability) accident occurs, there is a problem that accidents containing environmentally related substances cannot be fully covered

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