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Account prepaid system and method for bank card consumption communication network

A technology for bank system and account recharge, applied in the field of data processing system of banking business, can solve the problem that the purpose and function of automatically realizing the recharge of communication account cannot be realized, and achieve the effect of wide use and information exchange.

Inactive Publication Date: 2005-01-26
陶敏
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Therefore, the purpose and function of automatically recharging the communication account through the consumption process cannot be realized

Method used

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  • Account prepaid system and method for bank card consumption communication network
  • Account prepaid system and method for bank card consumption communication network
  • Account prepaid system and method for bank card consumption communication network

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0058] Figure 1 is a connection structure diagram of the account recharging system of the bank card consumption information network. As shown in Figure 1, the system includes:

[0059] Bank card accepting terminal 5, which is connected with consumption information receiving sorting transmission system 1 through network connection system 4, is used to accept the bank card and read the built-in information of the accepted bank card, and the bank card accepts The terminal has at least built-in information that can identify the merchant or place where the terminal is located;

[0060] A network connection system 4, which can be in various network connection forms such as wired or wireless, between the bank card acceptance terminal 5 and the consumption information receiving, sorting and transmitting system 1;

[0061] Banking system front-end processor 7, which is used to process information in the existing bank card processing system between the consumer information receiving, s...

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PUM

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Abstract

This invention discloses an account charging system and method of credit card consume communication network. This system comprise credit card accept terminal, network connection system, topping set of bank system, host of bank system, consume information receiving, sorting and transferring system, account management system and communication service management system. This method comprising: read information and send it to consume information receiving, sorting and transferring system; inquire this consuming card and processing transfer information; calculate the volume of trade then transfer it from the account of consumer to account of operator. According to the charging volume of each account stored in the account database, it sends the command to existing communication service management system to alter the account value and charges regularly.

Description

Technical field: [0001] The invention relates to a data processing system of banking business, more specifically to an information processing system and method between a bank card consumption information processing system and a communication network management system. Background technique: [0002] With the development of banking business, bank cards are an increasingly popular means of transaction payment characterized by safety, convenience and speed in today's society. And the needs of all social strata for communication services are getting closer and closer, and the integration of communication services and society is getting closer. [0003] However, the existing communication services cannot be more closely integrated with people's daily life, and payment difficulties are a major bottleneck restricting the development of communication services; at the same time, the proportion of communication consumption in people's daily expenditure is also increasing . In modern ...

Claims

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Application Information

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IPC IPC(8): G07F19/00
Inventor 陶敏
Owner 陶敏
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