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Bank financial service experience system

An experience system and financial technology, applied in the field of financial services, can solve problems such as poor operation effect, and achieve the effect of high promotion efficiency

Pending Publication Date: 2022-03-01
中国农业银行股份有限公司重庆市分行
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Although the application can simulate various financial transactions and improve users' understanding of financial products, its actual operation effect is not good

Method used

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  • Bank financial service experience system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0020] refer to figure 1 , a bank financial service experience system, comprising a data collection module, a data analysis module and a financial service platform, the data collection module is connected to the data analysis module through a database module, and the financial service platform is connected to the database module and the data analysis module respectively connected, the financial service platform includes a login module, a financial management module, a report module and a transaction processing module, the login module is connected to the financial management module and the report module respectively, and the login module obtains and saves user information through the bank interface in advance, After the user logs in through the login module, if the user has not purchased a wealth management product, then enters the report module, otherwise enters the wealth management module, and the wealth management module is connected to the transaction processing module.

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PUM

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Abstract

A bank financial service experience system disclosed by the present invention comprises a data acquisition module, a data analysis module and a financial service platform, the data acquisition module is connected with the data analysis module through a database module, and the financial service platform is connected with the database module and the data analysis module. The financial service platform comprises a login module, a financial management module, a report module and a transaction processing module, the login module is respectively connected with the financial management module and the report module, the login module obtains and stores user information through a bank interface in advance, and after a user logs in through the login module, if the user does not purchase a financial management product, the financial management module sends the financial management product to the transaction processing module. If so, entering a report module, otherwise, entering a financial management module, and the financial management module is connected with a transaction processing module. According to the invention, the user can actually experience the credit card use and financial management process, and the use habit of the user is developed.

Description

technical field [0001] The invention relates to the technical field of financial services, in particular to a bank financial service experience system. Background technique [0002] A credit card, also known as a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It is in the form of a card with the name of the issuing bank, validity period, number, name of the cardholder, etc. printed on the front, and a magnetic strip and a signature strip on the back. Consumers holding credit cards can go to the special commercial service department for shopping or consumption, and then the bank will settle with the merchant and the cardholder, and the cardholder can overdraft within the specified amount. [0003] For credit card processing, many customers refuse to handle it because they do not understand, have never used a credit card, or are worried that using a credit card will cause additional consumption. In ...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q40/06
CPCG06Q40/06G06Q40/03
Inventor 王颖
Owner 中国农业银行股份有限公司重庆市分行
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