Financial fraud identification and interception method

Abstract

The invention discloses a financial fraud identification and interception method. The method comprises the following steps: enabling a management and control platform to pull data information of a required financial fraud-related transaction from a public security criminal investigation system and an ant gold service system; viewing the data information; processing the request information and starting to pull the data; obtaining high-risk fraud data required by anti-fraud identification by docking a public security criminal investigation system and an anti-fraud system; checking a black card verification result, and assisting a bank to perform payment stopping or freezing operation on the fraud-related bank card; counting and integrating data; and outputting corresponding data or information results to an anti-fraud system. By means of the method, comprehensiveness, authority and accuracy of the anti-fraud data are achieved; by constructing a joint defense and joint control platform ofa public security side and a bank side, a prevention and interception solution of a financial anti-electricity fraud full-service process is provided; a bank is supported to actively report fraud-related accounts, and a public security real-time check channel is provided; an account freezing or unfreezing state issuing function is perfected, and an account bidirectional management and control mechanism is realized.

Description

technical field [0001] The invention relates to the technical field of financial anti-fraud, in particular to a method for identifying and intercepting financial fraud. Background technique [0002] Since the financial sector plays an important role as a gatekeeper in the fight against new-type telecommunications and network fraud, in order to achieve the governance goal of preventing fraudulent funds from being transferred, the public security department and financial institutions need to perform their duties, cooperate with each other, and jointly prevent and control comprehensive real-time Maintain high pressure and strict control over telecommunications and network fraud cases. At present, due to the lack of linkage and response between the Public Security Bureau, the People's Bank of China and financial institutions in terms of technology, resources and functions, the industry has not yet established anti-electronic fraud big data to meet the authenticity and accuracy o...

AI Technical Summary

Problems solved by technology

At present, due to the lack of linkage and response between the Public Security Bureau, the People's Bank of China and financial institutions in terms of technology, resources and functions, the industry has not yet established anti-electronic fraud big data to meet the authenticity and accuracy of fraud identification, and has not yet formed an integrated line. Imp...

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