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User customer group classification method and device

A group classification and user technology, applied in other database clustering/classification, data processing applications, character and pattern recognition, etc., can solve the problems of general classification effect of the model, imbalance of positive and negative samples, and reduction of training sample size, etc., to achieve Safe sharing, improved accuracy, and the effect of breaking data islands

Pending Publication Date: 2020-11-20
BANK OF CHINA
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AI Technical Summary

Problems solved by technology

[0004] However, in view of data security and privacy protection of user data, on the one hand, it is currently impossible to share data among banks for training models, making the data distributed in independent "data islands"; In the data used to train the customer group classification model, negative samples generally only account for a small proportion, and the positive and negative samples are extremely unbalanced. Existing solutions often adopt the method of reducing positive samples for this situation, but this also reduces The training sample size is reduced, resulting in a decline in the accuracy of the model, which makes the classification effect of the trained model mediocre.

Method used

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  • User customer group classification method and device
  • User customer group classification method and device
  • User customer group classification method and device

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Embodiment Construction

[0029] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0030] figure 1 It is a schematic diagram of a user group classification method according to an embodiment of the present invention, such as figure 1 As shown, the embodiment of the present invention provides a user customer group classification method, so that user data does not leave the participating nodes, and the gradient ciphertext information is used to perform horizontal federated learning to realize data security sharing and improve the accuracy of user customer group classification. The method includes :

[0031] Step 101: Obtain user characteristic data f...

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Abstract

The invention provides a user customer group classification method and device, and the method comprises the steps: obtaining user feature data in participation nodes of a federated learning distributed network, wherein the federated learning distributed network comprises participation nodes and model aggregation nodes; training a logistic regression model in the participation nodes according to the user characteristic data, and determining participation node gradient ciphertext information; uploading the participation node gradient ciphertext information to a model aggregation node of the federated learning distributed network for aggregation, and determining aggregation gradient ciphertext information; according to the aggregation gradient ciphertext information, carrying out transverse federated learning in model aggregation nodes, and determining joint gradient information; distributing the joint gradient information to each participation node, and inputting the joint gradient information to a federated learning logistic regression customer group classification model for training; and classifying the user customer groups according to the trained federated learning logistic regression customer group classification model. According to the invention, the accuracy of user customer group classification can be improved.

Description

technical field [0001] The invention relates to the technical field of computer information processing, in particular to a method and device for classifying user groups. Background technique [0002] This section is intended to provide a background or context for implementations of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] With the development of artificial intelligence theory and technology, a large amount of user information can be used to provide users with customized and personalized services that meet user preferences. The accuracy of machine learning models requires a large amount of training data and rich user characteristics as support. [0004] However, in view of data security and privacy protection of user data, on the one hand, it is currently impossible to share data among banks for training models, making the data distributed in independent "data islands"; In ...

Claims

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Application Information

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IPC IPC(8): G06Q30/02G06F16/906G06K9/62G06N20/00G06Q40/02
CPCG06Q30/0201G06F16/906G06N20/00G06Q40/02G06F18/24G06F18/214
Inventor 张亚泽
Owner BANK OF CHINA
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