Information processing system and method, server and storage medium

Abstract

The invention provides an information processing system and method, a server and a storage medium. The gateway receives a transaction request sent by a first server corresponding to the e-commerce system. Transaction data carried by the transaction request is stored in a first database through a storage module. A settlement module obtains transaction data stored in preset time from the first database at preset time intervals, summarize the transaction data stored in the preset time to acquire clearing data corresponding to the preset time.The clearing data is sent to a second server corresponding to a settlement party with settlement settlement qualification through a transaction docking module. Therefore, the second server can pay funds to the merchant and the e-commerce system based on the clearing data, and a worker of the e-commerce system does not need to pay money to the merchant in an account transfer mode from each large bank, so that the transaction processing efficiency is improved, and the utilization rate of the e-commerce system without settlement and clearing qualification is improved.

Description

technical field [0001] The invention belongs to the technical field of information processing, and in particular relates to an information processing system, method, server and storage medium. Background technique [0002] At present, the server running the e-commerce system can send page control data to the terminal. The page control data is used to enable the terminal to display the page corresponding to the page control data, and then call the page control data to control the output of the objects in the page displayed by the terminal, such as calling The page control data controls the output of the products for sale on the page displayed by the terminal, such as outputting the original price of the products for sale and the introduction of the products for sale on the page, so that the user can initiate a transaction request to the server through the terminal to purchase the products for sale on the page. [0003] However, some e-commerce systems do not have the technica...

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Problems solved by technology

[0003] However, some e-commerce systems do not have the technical development qualifications for payment, settlement and clearing systems (referred to as settlement and clearing qualifications). For example, Tenpay’s settlement and clearing qualifications include electronic payment, payment settlement and clearing system technology development, online data processing and transaction business etc. In view of this, after the terminal initiates a transaction request to the server, the staff of the e-commerce system records the transaction amount of this transaction request, and the staff settles the amount paid to the merchant who sells the product from the transaction amount, and then The amount paid to the merchant in this transaction request will be paid to the merchant by transfer from the staff to the major banks, which will obviously reduce the efficiency of transaction processing and the utilization rate of e-commerce systems that do not have the qualification for settlement and clearing, and is not conducive to related transactions. The department supervises the goods sold in the e-commerce system

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