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A contract element method in the field of bad asset operation

A contract and element technology, applied in office automation, unstructured text data retrieval, special data processing applications, etc., can solve the problems of contract information asymmetry, lack of business experience and specific professional knowledge, etc., to reduce labor costs, improve Safety and reliability, the effect of improving the efficiency of use

Pending Publication Date: 2019-06-25
华融融通(北京)科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When manually writing a contract, due to the large number of pages in the contract, there are certain operational risks first, and secondly, due to the lack of business experience and specific professional knowledge, it is impossible to make good use of existing contract cases and experience in other fields, resulting in There is an information asymmetry dilemma when writing a contract

Method used

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  • A contract element method in the field of bad asset operation
  • A contract element method in the field of bad asset operation
  • A contract element method in the field of bad asset operation

Examples

Experimental program
Comparison scheme
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Embodiment

[0037] The specific implementation process of the present invention will be described below by taking "A Certain Financial Company's Debt Composition Contract Test Contract" as an example.

[0038] The first step is to obtain the contractual elements of debt restructuring business based on expert experience

[0039] Based on expert experience and business knowledge, front-line business experts provide contract element information based on business experience, including element names and element attributes. The types of contract elements include but are not limited to contract number, transferor information, transferee information, debtor information, agreement signing information, creditor's rights, creditor's rights transfer price, transaction deposit, transferor's designated account information, attachment information, liquidated damages information, base date information. Among them, the information of the transferor includes the name of the transferor, legal representativ...

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PUM

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Abstract

The invention discloses a contract element method in the field of bad asset operation. The method comprises the following steps of 1, summarizing contract elements; 2, preprocessing the data; Step 3,constructing features; 4, model training and testing; And 5, extracting element contents. The method has the advantages that (1) the natural language processing technology and expert experience are fused to realize the understanding of the computer on the contract text, and the automatic contract auditing can be realized, so that the service efficiency is improved, the labor cost is reduced, and the occurrence of related operation risks is reduced; (2) the contract management after contract elements are carried out avoids the risks of loss, damage and the like in the traditional contract management, and the safety and the reliability of contract information are improved. And (3) the contract information is subjected to element management, so that the use efficiency of contract knowledge isimproved, and the development of services and the determination of decisions are facilitated.

Description

technical field [0001] The invention relates to a contract elementization method in the field of non-performing asset management, in particular to a contract elementization method in the field of non-performing asset management based on a SlotFilling (slot filling) model, and relates to the technical fields of computer information processing and natural language processing. Background technique [0002] With the increasingly complex business structure and the rapid development of information systems, the separation of business information and financial information is a major problem affecting the management efficiency of financial enterprises. The use of information technology to realize the elemental management of contracts can promote the integration of business information and financial information, and is a powerful means to promote the integration of business and finance and improve business efficiency. In the process of developing non-performing asset management busine...

Claims

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Application Information

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IPC IPC(8): G06F17/27G06F16/35G06Q10/10G06Q50/18
Inventor 后其林尹昌钟丽莉万谊强仵伟强蒋泽晟
Owner 华融融通(北京)科技有限公司
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