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A payment processing method and device

A processing method and technology to be paid, applied in data processing applications, payment system structure, voice analysis, etc., can solve problems such as troublesome operation, replacement of merchant's payment code, etc., to avoid replacement, improve convenience, and improve payment security sexual effect

Inactive Publication Date: 2019-02-22
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in this scenario, the user has to manually enter the amount, which will be troublesome, and the merchant needs to go to the mobile phone to verify whether the payment has been received; and it may also cause security risks, such as the merchant’s payment code may also be maliciously replaced

Method used

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  • A payment processing method and device
  • A payment processing method and device
  • A payment processing method and device

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Embodiment Construction

[0046] In order to enable those skilled in the art to better understand the technical solutions in one or more embodiments of this specification, the following will describe the technical solutions in one or more embodiments of this specification in conjunction with the drawings in one or more embodiments of this specification The technical solution is clearly and completely described, and obviously, the described embodiments are only a part of the embodiments in this specification, rather than all the embodiments. Based on one or more embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the protection scope of the present disclosure.

[0047] At least one embodiment of the present specification provides a payment processing method, which can prevent the user from manually inputting the payment amount when paying, and improve user experience.

[0048] figure 1 An application scenar...

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Abstract

The embodiment of the specification provides a payment processing method and device, wherein, the method comprises the following steps: a payment broadcasting device collects a voice signal of a payee, wherein the voice signal is a payment amount to be paid by the payee at an input payer; The payment broadcasting device recognizes and analyzes the voice signal to obtain the payment amount, and sends the payment amount and the account number identification of the payee to the payment server. The payment server generates corresponding collection code information according to the payment amount and the account number identification; the collection code information is sent to the payment broadcasting device; The payment broadcasting device displays a collection code corresponding to the collection code information; When receiving the payment request, the payment server searches for the corresponding payment amount and the account number identification according to the collection code information in the payment request, and performs payment processing.

Description

technical field [0001] The present disclosure relates to the technical field of payment, in particular to a payment processing method and device. Background technique [0002] The application of mobile payment is more and more extensive, for example, shopping in shopping malls, payment in supermarkets, dining in restaurants, etc., and mobile payment can be used for checkout in various occasions. In the current offline payment process, one of the commonly used mobile payment methods is that the user can scan the payment code posted by the merchant, enter the payment amount and make the payment by himself. The merchant double checks that the payment has been received. However, in this scenario, the user has to manually enter the amount, which will be troublesome, and the merchant needs to go to the mobile phone to verify whether the payment has been received; and it may also cause security risks, such as the merchant’s payment code may also be maliciously replaced. Contents...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08G06Q20/32G06Q20/42G10L15/26
CPCG06Q20/085G06Q20/3274G06Q20/42G10L15/26
Inventor 陈力
Owner ADVANCED NEW TECH CO LTD
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