Method and system for reversing abnormal bank transactions

Abstract

The present invention provides a method and system for reversing an abnormal bank transaction. The method includes: initiating a reversing request when the original transaction is abnormal, and generating an IFA dump file of the original transaction to record the transaction memory when the original transaction is abnormal. At the same time, the initial state information of the redemption is written into a first-in-first-out redemption queue to trigger a redemption service transaction; a redemption queue message is read from the first-in-first-out redemption queue and the information contained in it is parsed out Reverse the transaction code to link the corresponding transaction scheduling engine according to the reversing transaction code; the transaction scheduling engine searches for the corresponding IFA dump file according to the read reversing queue message, and according to the reversing transaction code Adapt to the corresponding reversal transaction process for reversal. The invention adopts a trigger mechanism of a first-in first-out correction queue and a file storage mechanism of transaction memory data to realize automatic asynchronous correction, effectively improve the correctness of transaction results, and reduce the workload of manual intervention and correction.

Description

technical field [0001] The invention relates to the field of communication technologies, and in particular, to a method and system for correcting abnormal bank transactions. Background technique [0002] When the bank conducts the transaction operation, when the response message to the transaction request times out or the transaction status is uncertain due to other reasons, it is necessary to send the reverse transaction again to cancel the operation of the original transaction. The so-called reversal, that is, the remedial measures taken by the system when the system thinks that the transaction may fail, is generally realized by reverse operation. [0003] With the development of banking technology, the stability of the banking system and the correct rate of transactions have been improved to a certain extent, but the phenomenon of unclear transactions or unilateral accounts still exists. At present, most banking systems initiate reversal manually, or only support one rev...

AI Technical Summary

Problems solved by technology

[0003] With the development of banking technology, the stability of the banking system and the accuracy of transactions have improved to a certain extent, but the phenomenon of unidentified transactions or unilateral accounts still exists

At present, most banking systems initiate redemption manually, or only support one redemption, and the redemption method is also synchronous (implemented in the current transaction), and the efficiency and success rate of redemption are low

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