Bank unusual transaction reversal method and system

Abstract

The invention provides a bank unusual transaction reversal method and system. The method comprises the steps of initiating a reversal request when an original transaction is unusual, generating an IFAdump file of the original transaction to record transaction memory data when the original transaction is unusual, writing initial state information of reversal in a first-in first-out reversal queue,and triggering a reversal service transaction; reading a reversal queue message from the first-in first-out reversal queue and analyzing a reversal transaction code comprised in the message, therebylinking a corresponding transaction scheduling engine according to the reversal transaction code; and searching for the corresponding IFA dump file according to the read reversal queue message by thetransaction scheduling engine, and according to the reversal transaction code, matching a corresponding reversal transaction process to perform reversal. By use of a triggering mechanism of the first-in first-out reversal queue and a file storage mechanism of the transaction memory data, automatic asynchronous reversal can be realized, so that the correctness of a transaction result is effectivelyimproved and the workload of manual reversal intervention is reduced.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a method and system for correcting abnormal bank transactions. Background technique [0002] When the bank conducts transaction operations, when the response message to the transaction request times out or the transaction status is uncertain due to other reasons, it is necessary to send the offset transaction again to cancel the original transaction operation. The so-called reversal refers to the remedial measures taken when the system thinks that the transaction may fail, and it is generally realized through reverse operation. [0003] With the development of banking technology, the stability of the banking system and the accuracy of transactions have improved to a certain extent, but the phenomenon of unidentified transactions or unilateral accounts still exists. At present, most banking systems initiate redemption manually, or only support one redemption, and the redem...

AI Technical Summary

Problems solved by technology

[0003] With the development of banking technology, the stability of the banking system and the accuracy of transactions have improved to a certain extent, but the phenomenon of unidentified transactions or unilateral accounts still exists

At present, most banking systems initiate redemption manually, or only support one redemption, and the redemption method is also synchronous (implemented in the current transaction), and the efficiency and success rate of redemption are low

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