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A method, device, mechanism and system for financial transactions based on mobile phones and PCs

A technology of financial transactions and mobile phones, applied in the field of financial transactions based on mobile phones and PCs

Inactive Publication Date: 2016-05-18
SHENZHEN ZCS TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention proposes a method, device, mechanism and system for financial transactions based on mobile phones and PCs, which solves the problem of the U-Shield scheme based on mobile payment platforms

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  • A method, device, mechanism and system for financial transactions based on mobile phones and PCs
  • A method, device, mechanism and system for financial transactions based on mobile phones and PCs
  • A method, device, mechanism and system for financial transactions based on mobile phones and PCs

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Embodiment Construction

[0036] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0037] see Figure 1a , Figure 1c , Figure 1d , an embodiment of the present invention, a method for financial transactions based on mobile phones and PCs, comprising:

[0038] S1. The smartphone receives and analyzes the input financial transaction signal through the earphone interface, and the PC receives and analyzes the input financial transaction signal through the USB interface, and both parties share a key management mode;

[0039] S2. The bank server re...

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Abstract

The invention provides a method of financial transactions based on a mobile phone and a PC (personal computer). The method includes that S1, a client terminal (an intelligent mobile phone or a PC) of a user receives and analyzes signals of financial transactions; S2, a bank server judges whether the signals of financial transactions are consistent with user data information in a bank database or not; S3, the bank server sends a service page to the client terminal intelligent mobile; S4, the bank server refuses to provide a service page to the client terminal intelligent mobile. The invention further provides a device, mechanism and system of financial transactions based on the mobile phone and the PC. The method, device, mechanism and system of financial transactions based on the mobile phone and the PC can be adopted to the mobile phone and the PC synchronously, connection with mobile phones in different types and two-way communication with the mobile phone can be realized through a headset interface, a USB scheme of the PC can be realized through a USB interface, meanwhile, PC platform applications can be realized through the USB interface, and the intelligent mobile phone and the PC can share one device to realize safe transactions.

Description

technical field [0001] The invention relates to the field of financial transactions, in particular to a method, device, mechanism and system for financial transactions based on mobile phones and PCs. Background technique [0002] At present, the online payment security protection schemes of domestic banks are mainly solutions based on USB-Shield. USB-Shield, the customer certificate USBkey launched by ICBC in 2003 and obtained a national patent, is a high-level security tool provided by ICBC for handling online banking business. It looks like a USB flash drive, like a shield, protecting the safety of online banking funds at all times. [0003] With the popularity and development of smart phones in recent years, more and more people use mobile phones as online payment platforms, and a USB-Shield solution based on mobile payment platforms has become a need. The original solution can no longer meet the new needs. Due to the non-uniformity of the USB port of the mobile phone, t...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F19/00
Inventor 林盛
Owner SHENZHEN ZCS TECH
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