Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Safety management method and system for mobile terminal card-swiping collection

A mobile terminal and security management technology, applied in the payment system, payment system structure, data processing application, etc., can solve problems such as misappropriation of credit card information, counterfeiting of payment collection accounts, etc., and achieve the effect of preventing commercial fraud

Inactive Publication Date: 2012-06-20
快钱支付清算信息有限公司
View PDF4 Cites 12 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] 1. The risk that the card reader is used other than the merchant's own mobile terminal;
[0005] 2. The risk of counterfeiting of the receiving account;
[0006] 3. The risk of stealing credit card information;

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Safety management method and system for mobile terminal card-swiping collection
  • Safety management method and system for mobile terminal card-swiping collection
  • Safety management method and system for mobile terminal card-swiping collection

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0047] In order to better understand the present invention, the working process of the present invention is described below in conjunction with a specific embodiment:

[0048] Such as figure 1 As shown, a kind of security management method of the present invention is aimed at mobile terminal swiping card collection, comprises the following steps:

[0049] Step 1. The merchant opens a designated payment account;

[0050] Step 2, receiving the device identification code of the mobile terminal;

[0051] Step 3. Create a correspondence table between payment accounts and device identification codes; as shown in Table 1

[0052]

[0053] Step 4. If it is found that a mobile terminal outside the corresponding table initiates a payment request, it will be rejected.

[0054] Step 5. The merchant can modify the corresponding table through registration when adding or changing mobile terminal equipment.

[0055] Step 6. Assign an operator ID and password to each operator, and bind ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention provides a safety management method and a system for mobile terminal card-swiping collection. The method comprises the following steps: 1, opening a payment account appointed by merchants; 2, receiving the equipment identifying code of the mobile terminal; 3, creating the payment account and an equipment identifying code corresponding table; and 4, in case of a request initiated by the mobile terminal outside the corresponding table, refusing. Through the invention, an effective management system for the merchant collection account, the mobile phone terminal equipment identifying code and the payment card information is created so as to limit the incidence relation of the merchant collection account and the collection mobile phone terminal, thereby preventing the commercial fraud through the mobile collection equipment and controlling the transaction risk of a mobile card-swiping collection system.

Description

technical field [0001] The invention relates to a payment security management method and system, in particular to a security management method and system for mobile terminal swiping card collection. Background technique [0002] At present, there are many applications of card readers, but there is no mature application for the security management of card readers and peripheral equipment. In addition, the application of the card reader is still more limited to the payment by swiping the card of individual users. For example, the patent application with the application number 200910091587.0 discloses a method and device for swiping the card using a mobile terminal, wherein the method includes: swiping the card device to obtain card information , and send the card information to the mobile terminal; the mobile terminal receives the transaction information and the card information sent by the card swiping device; the mobile terminal submits the card information to the bank for p...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/34
Inventor 包海威沈剑张胜徐西夷雯俞宗炜岑谱洲
Owner 快钱支付清算信息有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com