Financing method and device based on block chain, electronic equipment and storage medium

Abstract

The invention provides a financing method based on a block chain, and the method is applied to a block chain financing management platform, and comprises the steps: obtaining historical financing transaction data which is stored in a plurality of sub-chains and aims at a financing party; analyzing and calculating the historical financing transaction data; and issuing an analysis and calculation result to a main chain for storage, so that a plurality of financing acceptance parties carry out financing processing on the financing parties on sub-chains corresponding to the financing acceptance parties based on the analysis and calculation result stored in the main chain. According to the technical scheme, on one hand, the platform can provide a plurality of financing acceptance parties for a financing party, each financing acceptance party provides a financing service on the corresponding sub-chain, and data isolation and privacy protection are achieved; and on the other hand, the platform can obtain historical financing transaction data through each sub-chain for analysis and calculation, and through giving an analysis and calculation result, leakage of the historical financing transaction data is avoided, and at the same time, a financing acceptor can make a more accurate decision, and financing business can be further developed.

Description

technical field [0001] The embodiments of this description belong to the technical field of block chain, and in particular relate to a financing method, device, electronic equipment and storage medium based on block chain. Background technique [0002] In a narrow sense, financing is the behavior and process of raising funds for an enterprise. In a broad sense, financing is the intermediation of monetary funds, and the parties raise or lend funds in the financial market through various means. [0003] For example, in order to pay more than cash for the purchase of goods, the company can adopt the monetary transaction method of mortgaging fixed assets to the bank to obtain a loan approved by the bank. [0004] However, for some enterprises, especially some small and medium-sized enterprises, on the one hand, it is difficult to obtain financing directly from banks due to the low anti-risk ability of enterprises and the institutional constraints of banks; on the other hand, du...

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Problems solved by technology

[0004] However, for some enterprises, especially some small and medium-sized enterprises, on the one hand, it is difficult to obtain financing directly from the bank due to the low anti-risk ability of the enterprise and the institutional constraints of the bank; on the other hand, due to information asymmetry, the enterprise cannot find suitable Financing channels, leading to financing difficulties for enterprises, ultimately affecting the further development of enterprises

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